USDA and FHA Pro and Con in Irondale, Jefferson County, AL
In 2025, USDA loan limit in Irondale, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Irondale, county of Jefferson, AL
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Irondale, AL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
We offer commercial hard money & bridge loan lending for multifamily, apartments and rental property.
• Private commercial real estate lending services available nationwide.
• We offer financing options for both residential and commercial properties.
• Specializing in rental property financing to help investors expand their portfolios.
• Our
1800 Vine Street, Suite 344, Los Angeles, CA, 90028
ePlanet Mortgage is a full-service mortgage company based in Hollywood, CA. We specialize in assisting First time home buyers and offering specialty relocation loans in Hollywood. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these we can help you realize your dream of home.
COM mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Clear Oak Mortgage is here for you.
3037 West Jefferson Boulevard, Los Angeles, CA, 90018
JACom Credit Union we offer a variety of loans to meet your borrowing needs. All loan approvals are subject to credit and income evaluation. Rates vary depending on one’s credit worthiness, terms, and amount financed. Rates and terms are subject to change without notice. Most credit unions are the result of an unfulfilled need for service.
3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
1212 West Gardena Boulevard, Suite E, Gardena, CA, 90247
RealSell Mortgage is provide a large selection of mortgage products. Please don’t hesitate to call and ask me any questions you might have. This process is all about you and your needs. Mortgage financing is a critical part of real estate investing One thing you will get with me is a personal relationship, In the end, that goes a long way
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
