USDA Loan Vs. FHA loan for Irondale, AL [Jefferson County Rates 2023]

In 2025, USDA loan limit in Irondale, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Irondale, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(806) 677-7000 874 miles Lender's profile and map Reviews Herring Bank 2201 Civic Circle, Amarillo, TX, 79109 Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
(806) 352-9260 874 miles Lender's profile and map Reviews Athlan Mortgage 3101 Hobbs Rd, Suite 204, Amarillo, TX, 79109 Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
(507) 550-1678 874 miles Lender's profile and map Reviews The Wanda State Bank 121 W Main, Wanda, MN, 56294 The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
(914) 358-9300 874 miles Lender's profile and map Reviews Faze One Funding Limited Liability Company 10 Rutland Road, Scarsdale, NY, 10583 Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
(914) 966-2489 874 miles Lender's profile and map Reviews CITYSCAPE MORTGAGE CORP. 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583 Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
(651) 747-1500 874 miles Lender's profile and map Reviews SMW Financial LLC 700 Apollo Drive, Circle Pines, MN, 55014 SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
(914) 946-6200 874 miles Lender's profile and map Reviews Educational & Governmental Employees FCU 333 N Central Avenue, Hartsdale, NY, 10530 Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
(845) 457-7700 874 miles Lender's profile and map Reviews Walden Savings Bank 15 Scott's Corners Drive, Montgomery, NY, 12549 Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
(715) 483-5565 875 miles Lender's profile and map Reviews Landmark Mortgage 200 State Road 35, Dresser, WI, 54009 Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
(763) 479-1931 875 miles Lender's profile and map Reviews Bank of Maple Plain 4980 Highway 12, Maple Plain, MN, 55359 Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.
(845) 928-2845 875 miles Lender's profile and map Reviews Superior Mortgage Co., Inc. 578 Route 32, Highland Mills, NY, 10930 Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.