USDA Loan Vs. FHA loan for Irondale, AL 2025

In 2025, the USDA loan limit for Irondale, located in Jefferson county, AL, is $336,500, while the FHA limit for a single-family home is $472,030.

Using Lendersa®'s USDA loan calculator, you can compare the leading USDA and FHA rates available today, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping to determine the best fit for your financial needs in .

Exploring USDA and FHA Loan Opportunities in Irondale, AL

Lendersa® seeks to promptly connect you with the best possible USDA or FHA loan without hassle. Pick one of the three starting options to match with suitable lenders and USDA loan programs.

Defining USDA Loans in AL

A USDA home loan is guaranteed by the Department of Agriculture, sometimes called a USDA rural development loan or mortgage. These loans are available solely in rural locations and, unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.

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(615) 327-9787 Lender's profile and map Reviews Citizens Savings Bank and Trust Company 1917 Heiman Street, Nashville, TN, 37208 As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
(615) 922-2949 Lender's profile and map Reviews Market Place Mortgage of TN LLC 1307 2nd Avenue North, Nashville, TN, 37208 Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
(615) 717-3185 Lender's profile and map Reviews Allegiant Mortgage LLC 971 Benders Ferry Rd., Mount Juliet, TN, 37122 When it's time to get a mortgage loan, you should know the difference between a loan officer and a mortgage broker. A mortgage broker is an independent agent who secures financing through outside lenders. This means more options than the standard bank loan officer can offer. We find the lender who has the right program to fit your needs.
(615) 226-3473 Lender's profile and map Reviews Nashville Firemen’s Credit Union 908 Woodland Street, Nashville, TN, 37206 Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby. The safety and well-being of our employees, members.
(615) 242-2424 Lender's profile and map Reviews Community Mortgage Advisors, LLC 615 Main St, Suite 205, Nashville, TN, 37206 We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.
(615) 741-2142 Lender's profile and map Reviews Tennessee Employees Credit Union 220 French Landing Drive, Nashville, TN, 37228 Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(615) 749-6461 Lender's profile and map Reviews Parthenon Federal Credit Union 2204 Rosa L Parks Boulevard, Nashville, TN, 37228 Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
(615) 425-7171 Lender's profile and map Reviews Pathway Lending 201 Venture Circle, Nashville, TN, 37228 Our Mission is To provide lending solutions & educational services that supports the development, growth, & preservation of underserved small businesses, affordable housing, & sustainable communities. We are financing businesses and strengthening communities. We have developed a range of financial products-including loans for financing business.
(615) 251-0025 Lender's profile and map Reviews Affordable Housing Resources 50 Vantage Way, Suite 107, Nashville, TN, 37228 Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
(615) 915-2957 Lender's profile and map Reviews VOULUNTEER MORTGAGE GROUP 1 Vantage Way, Suite E240, Nashville, TN, 37228 Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
(601) 764-2265 Lender's profile and map Reviews Magnolia State Bank 28 Hwy 528, Bay Springs, MS, 39422 Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.