FHA Vs. USDA loan program for Irondale, Jefferson County, Alabama

In 2026, the USDA loan limit for Irondale, located in Jefferson county, AL, is $336,500, while the FHA limit for a single-family home is $472,030.

Using Lendersa®'s USDA loan calculator, you can compare the leading USDA and FHA rates available today, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping to determine the best fit for your financial needs in .

Exploring USDA and FHA Loan Opportunities in Irondale, AL

Lendersa® seeks to promptly connect you with the best possible USDA or FHA loan without hassle. Pick one of the three starting options to match with suitable lenders and USDA loan programs.

Defining USDA Loans in AL

A USDA home loan is guaranteed by the Department of Agriculture, sometimes called a USDA rural development loan or mortgage. These loans are available solely in rural locations and, unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.

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(401) 658-0010 Lender's profile and map Reviews Cumberland Municipal Employees Federal Credit Union 2145 Diamond Hill Road, Cumberland, RI, 02864 Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.
(218) 245-1272 Lender's profile and map Reviews The First National Bank of Coleraine 600 Powell Ave, Coleraine, MN, 55722 The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
(603) 756-4771 Lender's profile and map Reviews Savings Bank of Walpole 68 Ames Plaza Ln, Walpole, NH, 03608 Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC). We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
(401) 722-2212 Lender's profile and map Reviews Pawtucket Credit Union 1200 Central Ave, Pawtucket, RI, 02861 In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work. Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
(401) 475-1600 Lender's profile and map Reviews Seacoast Mortgage Corporation 267 Newport Avenue, Pawtucket, RI, 02861 At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
(508) 557-1597 Lender's profile and map Reviews East Coast Financial Corp. 1460 Fall River Avenue, Seekonk, MA, 02771 "Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family. We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
(603) 355-4527 Lender's profile and map Reviews Precision Federal Credit Union 7 Optical Avenue, Keene, NH, 03431 FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(218) 564-4171 Lender's profile and map Reviews Community First Bank, Minnesota 21 Main St NE, Menahga, MN, 56464 All loan decisions are made locally. The bank believes in personal service that starts with friendliness and a sincere desire to be helpful. Although their equipment and services are as advanced as any, the bank extends old-fashioned personal attention to its customers. The bank remains independent and family-owned and continues to grow.