In 2025, the USDA loan limit for Irondale, located in Jefferson county, AL, is $336,500, while the FHA limit for a single-family home is $472,030.
Using Lendersa®'s USDA loan calculator, you can compare the leading USDA and FHA rates available today, assessing the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping to determine the best fit for your financial needs in .
2025 Loan Limits and Down Payment Specifications in Irondale, Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Irondale, AL
Lendersa® seeks to promptly connect you with the best possible USDA or FHA loan without hassle. Pick one of the three starting options to match with suitable lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, sometimes called a USDA rural development loan or mortgage. These loans are available solely in rural locations and, unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment.
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
The Lewiston Porter FCU was chartered in 1956. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union.
The First National Bank of Absecon combines old neighborhood values with proven technology offerings to provide customers with reliable services. Our strength is providing core-banking services in a very personal, stress free and ethical manner along with maintaining a complete understanding of the ever-changing markets, which we serve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
"Medford Mortgage was founded with the purpose of helping both existing
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MISSION is simple: Develop a low cost structure that enables us to
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Penn Community Bank provides banking, lending, and investment solutions for customers throughout Southeastern Pennsylvania, pairing the data-driven technology that families and business owners need with the local decision-making authority and focus they want. When we work with our customers, we’re in it together. And our commitment to community doe
Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability.
We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
626 Jacksonville Road, Suite 250, Warminster, PA, 18974
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
626 Jacksonville Road, Suite 230, Warminster, PA, 18974
At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
