USDA Vs. FHA Pro and Con comparison in El-Dorado, Union County, AR
In 2025, the USDA loan limit for El-Dorado in the county of Union, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs, assisting you in deciding which option is best suited for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in El-Dorado, Union, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in El-Dorado, AR
Lendersa® aims to secure the best USDA or FHA loans for you swiftly and without hassle. Select one of three starting points that match to identified lenders and USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans don’t need any down payment.
"The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you
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Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service
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2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
Cleveland/Bradley County Teachers Federal Credit Union
420 Central Avenue NW, Cleveland, TN, 37311
We are committed to helping members enhance their financial status by providing needed financial products and services while operating in a sound financial manner. Since 1961, the Cleveland Bradley County Teachers Federal Credit Union has served the Cleveland & Bradley County areas in order to assist local teachers and their family members.
Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
main bank office buildingToday, Bank of Cleveland is the only locally owned
