USDA Loan Vs. FHA loan pro & con Crossett, Ashley County, AR

For 2026, the USDA loan limit in Crossett, county of Ashley, AR, is $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA. This tool helps determine the income, credit requirements, reserves, and essential documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you to decide which program in Alabama is optimal for your financial needs.

USDA and FHA Loan Options in Crossett, AR

The aim of Lendersa® is to swiftly connect you with the excellently matched USDA or FHA loans, hassle-free. Choose one of our three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in AR

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, which is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment at all.

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Crossett Lenders
(870) 304-3200 Lender's profile and map Timberline Federal Credit Union 1101 Main, Crossett, AR, 71635 Lends in Arkansas In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
(870) 226-3534 Lender's profile and map Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Lends in Arkansas Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
(870) 367-6221 Lender's profile and map Commercial Bank & Trust Company 212 West Gaines Street, Monticello, AR, 71655 Lends in Arkansas In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
(870) 863-4335 Lender's profile and map Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 Lends in Arkansas It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
(870) 863-7000 Lender's profile and map First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 Lends in Arkansas First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.