USDA and FHA Pro and Con in Crossett, Ashley County, AR

For 2026, the USDA loan limit in Crossett, county of Ashley, AR, is $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA. This tool helps determine the income, credit requirements, reserves, and essential documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you to decide which program in Alabama is optimal for your financial needs.

Compare loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Crossett, Ashley County, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Crossett, AR

The aim of Lendersa® is to swiftly connect you with the excellently matched USDA or FHA loans, hassle-free. Choose one of our three starting points to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in AR

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, which is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wheelhouse Credit Union - Downtown San Diego
  • 9212 Balboa Ave, San Diego, CA, 92123
  • Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
  • The Platinum Mortgage Group
  • 5402 Ruffin Rd, San Diego, CA, 92123
  • Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
  • California Coast Credit Union
  • 9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
  • California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
  • MyPoint Credit Union El Cajon
  • 9420 Farnham Street, San Diego, CA, 92123
  • We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
  • World Wide Credit Corporation
  • 9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
  • World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
  • First California Funding
  • 4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
  • First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.
  • TFM Mortgage
  • 8799 Balboa Avenue, Suite 155, San Diego, CA, 92123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • America Royale Mortgage, Inc.
  • 4760 Murphy Canyon Road, Suite 202, San Diego, CA, 92123
  • Established in 1989 by San Diego resident Zaldy G. Garcia, AMERICA ROYALE MORTGAGE & CLASSIC AMERICAN REALTY has experienced phenomenal growth. The independently owned and operated company has grown through a unique client, agent and broker refferal network. Home Magazine recently ranked us one of the top offices in the nation.
  • Pacific West Finance & Development Co.
  • 4455 Murphy Canyon Road, San Diego, CA, 92123
  • Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
  • Pacific Home Mortgage Funding, Inc.
  • 4060 30th Street, San Diego, CA, 92104
  • We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.