For 2025, the USDA loan limit in Crossett, county of Ashley, AR, is $336,500. In comparison, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA. This tool helps determine the income, credit requirements, reserves, and essential documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you to decide which program in Alabama is optimal for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly connect you with the excellently matched USDA or FHA loans, hassle-free. Choose one of our three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, which is available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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