USDA Vs. FHA Pro and Con comparison in Warren, Bradley County, AR

For the year 2026, the USDA loan cap in Warren, located in Bradley county, AR, is $336,500, while the FHA loan cap is $472,030 for a single-family house.

Employ the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA. It aids in assessing income, credit, reserves, and the necessary documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable option in for your financial circumstances.

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2026 Loan Limits and Down Payment Needs in Warren, Bradley county, AR

Loan Type Loan Limit Down Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Options for USDA and FHA Loans in Warren, AR

The mission of Lendersa® is to facilitate acquiring the best available USDA or FHA loan quickly and without complication. Begin with one of our three pathways to find lenders and USDA loan options that align with your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is tailored for rural regions. Distinguished from FHA loans, which require at least a 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Warren Lenders

  • Arkansas Superior Federal Credit Union
  • 313 South Martin St, Warren, AR, 71671
  • Lends in Arkansas
  • Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.

  • Gateway Bank
  • 112 Main Street, Rison, AR, 71665
  • Lends in Arkansas
  • Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933

  • Commercial Bank & Trust Company
  • 212 West Gaines Street, Monticello, AR, 71655
  • Lends in Arkansas
  • In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Lion Federal Credit Union
  • 1580 Haynesville Hwy, El Dorado, AR, 71730
  • Lends in Arkansas
  • It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members.

    We strive to deliver a level of service that exceeds the expectations of our customers.

    If you have any questions about our products or services

  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • Lends in Arkansas
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.

  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • Lends in Arkansas
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.

  • Pine Bluff Cotton Belt Federal Credit Union
  • 1703 River Pines Blvd, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.

    A volunteer board of directors, elected by members, sets polici