USDA VS FHA in Dermott, Chicot County, AR

In 2025, the USDA loan limit for Dermott in Chicot, AR, is $336,500, while for a single-family home, the FHA cap is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you determine the best option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Dermott, Chicot, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dermott, AR

The goal of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal effort. Start by selecting one of three pathways that link you with matching lenders and USDA loan programs.

Lendersa USDA loan request and results

Exploring the USDA Loan in AR

A USDA home loan is a loan guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, which is beneficial for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peak Mortgage Consultants LLC
  • 17282 East 98th Way, Commerce City, CO, 80022
  • Peak Mortgage Consultants is a place where all types of clients can find the right loan program for their certain needs. Our goal is always to save you the most amount of time and money on one of your biggest investments.Call us even if you are currently in the loan process. With our quick turn around times and top of the line service.
  • FootPrint Mortgage LLC
  • 600 17th Street, Suite 2800 South, Denver, CO, 80022
  • footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions. Footprint Mortgage is a client-centric firm.
  • Glenwood State Bank
  • 5 E Minnesota Avenue, Glenwood, MN, 56334
  • Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
  • Eagle Bank Minnesota
  • 2 South Franklin Street, Glenwood, MN, 56334
  • Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
  • PWC Employees Credit Union
  • 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
  • PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
  • E&H Mortgage Processing LLC
  • 9863 SW 184th St., Miami, FL, 33157
  • E&H Mortgage Processing, LLC was founded in Miami, FL in September of 2018. We provide 3 Processing Service Levels, as well as consulting packages for existing offices, and new offices alike. Let us take the headaches out of processing, so you can spend more time originating! We will help you close more loans efficiently and accurately
  • Equitable LLC
  • 17454 Southwest 79th Court, Palmetto Bay, FL, 33157
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Choice One Mortgage Corporation
  • 18400 SW 97th ave., Cutler Bay, FL, 33157
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LendAmerica Financial Group, Inc.
  • 19504 SW 79th PL, Miami, FL, 33157
  • LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.