USDA Loan Vs. FHA loan pro & con Monticello, Drew County, AR

In 2025, the USDA loan limit in Monticello, within Drew county, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.

To contrast today's leading USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA offerings, helping choose the best program for your financial needs in Alabama.

USDA and FHA Loan Options in Monticello, AR

The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loans, eliminating hassle. Choose one of our three starting points to match with lenders and USDA loan programs.

What is a USDA Loan in AR?

A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans do not require any down payment.

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(877) 273-3939 Lender's profile and map Reviews Breeze Financial LLC 1001 Elm Street, Suite 401, Manchester, NH, 03101 Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
(603) 626-6678 Lender's profile and map Reviews Insight Mortgage Corp. 66 Hanover St, Suite 302, Manchester, NH, 03101 At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
(978) 500-2268 Lender's profile and map Reviews HarborOne Mortgage 650 Elm Street, 6th Floor, Manchester, NH, 03101 HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
617 765 4880 Lender's profile and map Reviews Boardwalk 361 Newbury Street, Fifth Floor, Boston, MA, 02115 Boardwalk is a private firm that offers liquidity to small business owners who may also seek transition of day-to-day management. Our goal is to partner with owners to build long-term value, one business at a time. Boardwalk looks for companies with a history of profitable growth and a loyal client base.
(603) 508-6637 Lender's profile and map Reviews Traditional Mortgage Inc 63 Simpson Rd, Pelham, NH, 03076 Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
(781) 729-2130 Lender's profile and map Reviews Winchester Savings Bank 661 Main Street, Winchester, MA, 01890 Winchester Savings Bank is an equal opportunity employer, and all qualified job applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(617) 547-1900 Lender's profile and map Reviews Cambridge Municipal Employees Federal Credit Union 795 Massachusetts Avenue, Cambridge, MA, 02139 Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
(617) 666-4700 Lender's profile and map Reviews Middlesex Federal Savings 1 College Avenue Davis, Somerville, MA, 02144 Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,
(617) 625-0898 Lender's profile and map Reviews Somerville Municipal Federal Credit Union 236 Holland St, Somerville, MA, 02144 Established on May 28, 1941, Somerville Municipal Federal Credit Union was started by people who were committed to helping their fellow City of Somerville employees save for retirement in an age when pensions were non-existent. In the 1960's, membership was extended to employees of the Somerville Housing Authority
(617) 495-4460 Lender's profile and map Reviews Harvard University Employees Credit Union PO Box 382609, Cambridge, MA, 02238 Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.