In 2025, the USDA loan limit in Monticello, within Drew county, AR, is $336,500, whereas the FHA limit for a single-family home is $472,030.
To contrast today's leading USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA offerings, helping choose the best program for your financial needs in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loans, eliminating hassle. Choose one of our three starting points to match with lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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