USDA Loan Vs. FHA loan pro & con for Monticello, Drew County, AR

In 2025, USDA loan limit in Monticello, county of Drew, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Monticello, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 838-7101 1496 miles Lender's profile and map Reviews Equinox Home Financing, Inc. 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780 Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
(949) 200-6550 1496 miles Lender's profile and map Reviews Alta Equities 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780 Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
(714) 858-9338 1496 miles Lender's profile and map Reviews HomeLoanHero 3972 Barranca Pkwy, Suite J409, Irvine, CA, 92606 TheHomeLoanHero.com, a direct Orange County mortgage lender and California Mortgage Broker, has been involved in Private Real Estate Investment and Financing for many years now. And during this time we have been able to solve the problems of many of our Southern California clients and Orange County residents who want to own their own home.
(949) 431-9994 1496 miles Lender's profile and map Reviews Patriot Equity Mortgage LLC 4000 Barranca Pkwy, Suite 250, Irvine, CA, 92606 Patriot Equity Mortgage LLC is a mortgage company designed with the idea of giving families a helping hand as families strive to achieve their goals, dreams, and success. We do this by educating consumers about financing the purchase of their own home, especially first time homebuyers, and teaching all homebuyers how to protect their investment.
(530) 282-1166 1496 miles Lender's profile and map Reviews CHM Redding Reverse Mortgage 16845 Von Karman Ave, Suite 200, Irvine, CA, 92606 Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. Change Home Mortgage is certified by the United States Department of the Treasury as a Community Development Financial Institution (CDFI) allowing it to offer proprietary mortgage options.
(800) 737-1294 1496 miles Lender's profile and map Reviews Vision Quest Lending 2860 Michelle Drive, Suite 140, Irvine, CA, 92606 Vision Quest Lending was founded on the idea of making the mortgage process easier while bringing savings to homeowners from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers - after all, the less you spend on your mortgage, the more you can spend on other important things in your life.
(949) 287-5740 1496 miles Lender's profile and map Reviews New Leaf Funding Inc. 30 Corporate Park, Suite 203, Irvine, CA, 92606 New Leaf Funding Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(949) 423-6814 1496 miles Lender's profile and map Reviews Commerce Home Mortgage 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606 Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital
(714) 779-5626 1496 miles Lender's profile and map Reviews Underwood Mortgage Group 151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870 Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.
(714) 814-5296 1496 miles Lender's profile and map Reviews Socalzone 2351 Natchez Avenue, Placentia, CA, 92870 Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.
(949) 409-9229 1496 miles Lender's profile and map Reviews Crosswalk Mortgage, Inc 377 E. Chapman Ave, Suite 200, Placentia, CA, 92870 Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.