USDA Loan Vs. FHA loan for North-Crossett, AR 2026

In 2026, the USDA loan limit for North-Crossett in Ashley, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to check and compare today's leading USDA and FHA rates. This tool will help determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans together, thus assisting you in selecting the optimal program for your financial needs in Alabama.

Discovering USDA and FHA Loan Options in North-Crossett, AR

The aim of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose one of three initial pathways that lead to suitable lenders and USDA loan programs.

Understanding USDA Loans in AR

The USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural communities. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans demand no down payment, offering notable benefits for qualified borrowers.

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North-Crossett Lenders
(870) 304-3200 Lender's profile and map Timberline Federal Credit Union 1101 Main, Crossett, AR, 71635 Lends in Arkansas In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
(870) 226-3534 Lender's profile and map Arkansas Superior Federal Credit Union 313 South Martin St, Warren, AR, 71671 Lends in Arkansas Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
(870) 367-6221 Lender's profile and map Commercial Bank & Trust Company 212 West Gaines Street, Monticello, AR, 71655 Lends in Arkansas In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
(870) 863-4335 Lender's profile and map Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 Lends in Arkansas It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
(870) 863-7000 Lender's profile and map First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 Lends in Arkansas First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.