USDA Vs. FHA Pro and Con comparison in Dumas, Desha County, AR
In 2025, within Dumas, located in Desha, AR, the USDA loan cap is set at $336,500, while the FHA limit for a single-family residence stands at $472,030.
To make an informed decision on today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate the income, credit requirements, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loan programs, aiding in determining the best fit for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Dumas, Desha, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Dumas, AR
Lendersa® is committed to quickly securing the optimal USDA or FHA loan without complications. Choose one of three initial pathways to link with lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment, offering a distinct advantage.
Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.
"From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions.
Loan Products...
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Step By Step Assistance From Professional Loan Process
At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.
1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs
1560 Sawgrass Corporate Parkway Suite 400, Fort Lauderdale, FL, 33323
My Florida Mortgages goal is to help my realtor partners grow their business. Do not loose a potential sale because you think the client does not qualify or because you were told by another lender that the client will not qualify. I have all type of mortgage programs for all your clients.
1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.
EverMortgages is a Mortgage Brokerage company dedicated to bring the best customer service in originating loans for our clients. When you work with EverMortgages for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days. Move through the approval process quickly and seamlessly.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
