In 2025, within Dumas, located in Desha, AR, the USDA loan cap is set at $336,500, while the FHA limit for a single-family residence stands at $472,030.
To make an informed decision on today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate the income, credit requirements, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA loan programs, aiding in determining the best fit for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Dumas, Desha, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Dumas, AR
Lendersa® is committed to quickly securing the optimal USDA or FHA loan without complications. Choose one of three initial pathways to link with lenders and USDA loan offerings.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment, offering a distinct advantage.
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