USDA Vs. FHA your options comparison in McGehee, Desha County, AR

In 2025, within McGehee in Desha county, AR, the USDA loan limit is $336,500, while the FHA limit for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps you understand the income, credit, reserve requirements, and necessary documents for qualification. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to identify the best program for your financial needs in Alabama.

Review loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in McGehee, Desha, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in McGehee, AR

The goal of Lendersa® is to efficiently secure the most favorable USDA or FHA loan without hassle. Start with one of three starting points to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in AR?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically offered in rural neighborhoods. This type of loan stands out because, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, making them particularly appealing to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MiMutual Mortgage Wholesale
  • 911 Military Street, Port Huron, MI, 48060
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced
  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • The Andover Bank
  • 19 Public Square, Andover, OH, 44003
  • In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents. For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged
  • Loyalty Home Loans Inc
  • 9069 South East Bridge Road, Suite B, Hobe Sound, FL, 33455
  • As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
  • Park City Credit Union
  • 501 S. Pine Ridge Ave., Merrill, WI, 54452
  • Park City have full-service offices in Merrill, Minocqua, Rhinelander, Tomahawk, inside Dave's County Market in Merrill, and inside Church Mutual Insurance Company in Merrill. From checking and savings to auto loans and mortgages, we offer a full range of products and services, making Park City Credit Union the only financial institution