USDA Vs. FHA your options comparison in McGehee, Desha County, AR
In 2026, within McGehee in Desha county, AR, the USDA loan limit is $336,500, while the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps you understand the income, credit, reserve requirements, and necessary documents for qualification. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to identify the best program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in McGehee, Desha, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in McGehee, AR
The goal of Lendersa® is to efficiently secure the most favorable USDA or FHA loan without hassle. Start with one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically offered in rural neighborhoods. This type of loan stands out because, unlike FHA loans requiring a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, making them particularly appealing to eligible borrowers.
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear: to promote the success.
In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
