For 2026, the USDA loan limit in DeWitt, located in Arkansas, AR, is $336,500, while the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, assessing the necessary income, credit profile, reserves, and required documents. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you identify the best fit for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in DeWitt, Arkansas, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in DeWitt, AR
At Lendersa®, our goal is to promptly secure you the best USDA or FHA loan with minimal effort. Choose one of three starting paths that lead you to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment, which is a major benefit for eligible buyers.
Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear: to promote the success.
Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.
A volunteer board of directors, elected by members, sets polici
Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
Lends in Arkansas
PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
