USDA Vs. FHA Pro and Con comparison in DeWitt, Arkansas County, AR

For 2025, the USDA loan limit in DeWitt, located in Arkansas, AR, is $336,500, while the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, assessing the necessary income, credit profile, reserves, and required documents. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you identify the best fit for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in DeWitt, Arkansas, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in DeWitt, AR

At Lendersa®, our goal is to promptly secure you the best USDA or FHA loan with minimal effort. Choose one of three starting paths that lead you to matching lenders and USDA loan programs.

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What is a USDA Loan in AR?

A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment, which is a major benefit for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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