In 2026, the USDA loan limit in Stuttgart, located in Arkansas county, AR, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. This tool aids in determining required income, credit, reserves, and necessary documentation for qualification. The advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in Alabama for your individual financial situation.
2026 Loan Limits and Down Payment Requirements in Stuttgart, Arkansas County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Stuttgart, AR
The objective of Lendersa® is to quickly pair you with the optimal USDA or FHA loan options, minimizing hassle. Select from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. This contrasts with FHA loans that require a minimum of 3.5% down payment, as USDA mortgages require no down payment.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear: to promote the success.
Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.
A volunteer board of directors, elected by members, sets polici
Arkansas AM&N College Federal Credit Union was founded in 1952 by and for the employees of Arkansas AM&N College, now the University of Arkansas at Pine Bluff, at a time when it was difficult, if not impossible, to get a loan from any of the financial institutions in the city. The credit union continues to serve this field of membership
Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
Lends in Arkansas
PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
