In 2026, the USDA loan limit in Stuttgart, located in Arkansas county, AR, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. This tool aids in determining required income, credit, reserves, and necessary documentation for qualification. The advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in Alabama for your individual financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly pair you with the optimal USDA or FHA loan options, minimizing hassle. Select from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. This contrasts with FHA loans that require a minimum of 3.5% down payment, as USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
