USDA VS FHA in Stuttgart, Arkansas County, AR

In 2025, USDA loan limit in Stuttgart, county of Arkansas, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Stuttgart, county of Arkansas, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Stuttgart, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • White County FCU
  • 508 W Beebe Capps Expy, Searcy, AR, 72143
  • In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation. On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi
  • Hurricane Creek FCU
  • 1114 Ferguson, Benton, AR, 72015
  • Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver
  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
  • Encore Bank
  • 1801 Rahling Rd, Little Rock, AR, 72223
  • Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
  • Bank Ozk
  • 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
  • Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
  • Centennial Bank
  • 620 Chestnut Street, Conway, AR, 72032
  • Centennial Bank provides a broad range of commercial and retail Banking and related financial services to businesses, real estate developers, investors, individuals and municipalities. Member FDIC. Equal Housing Lender.commercial and retail Banking and related financial services to businesses
  • KISS Capital, Inc.
  • 1825 E Oak St, Suite 120, Conway, AR, 72032
  • KISS Capital is the “out-of-the-box” private money company. We provide real estate investment capital for consumers and real estate investors throughout the United States. We are known for our commitment to fast-funding, no-nonsense, story-book lending. KISS Capital provides ASSET-BASED lending to investors who want to grow their business.
  • Cross County Bank
  • 1 Cross County Plaza, Wynne, AR, 72396
  • Cross County Bank actually began back in 1891 in Wynne, Arkansas. A group of the area's most influential businessmen gathered together daily at the old Commercial Hotel to discuss the day's events. It was here that these men, sitting together in a small room filled with cigar and cigarette smoke, discussed the need for a bank in their small town.
  • Central Arkansas Finance, Inc
  • 939 Locust St, Conway, AR, 72034
  • Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
  • Planters Bank & Trust Company
  • 212 Catchings Street, Indianola, MS, 38751
  • Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
  • Diamond Lakes Federal Credit Union
  • 7333 Highway 270, Malvern, AR, 72104
  • Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.