In 2026, the USDA loan limit in Stuttgart, located in Arkansas county, AR, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. This tool aids in determining required income, credit, reserves, and necessary documentation for qualification. The advanced mortgage calculator enables a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in Alabama for your individual financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to quickly pair you with the optimal USDA or FHA loan options, minimizing hassle. Select from one of three starting points to match with lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. This contrasts with FHA loans that require a minimum of 3.5% down payment, as USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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