USDA VS FHA in Anthem, Maricopa County, AZ

In 2026, the USDA loan cap for Anthem, located within Maricopa, AZ, is $353,200, while the FHA cap for a single-family home is $530,150.

Employ the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and determine the income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA choices side by side, aiding you in selecting the best option in for your unique financial situation.

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2026 Loan Limits and Downpayment Details in Anthem, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Anthem, AZ

Lendersa® aims to quickly provide the best USDA or FHA loans without hassle. Begin with one of three pathways, leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in AZ

The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural zones. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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