USDA VS FHA in Anthem, Maricopa County, AZ

In 2026, the USDA loan cap for Anthem, located within Maricopa, AZ, is $353,200, while the FHA cap for a single-family home is $530,150.

Employ the Lendersa® USDA loan calculator to evaluate today's most competitive USDA versus FHA rates and determine the income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA choices side by side, aiding you in selecting the best option in for your unique financial situation.

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2026 Loan Limits and Downpayment Details in Anthem, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Anthem, AZ

Lendersa® aims to quickly provide the best USDA or FHA loans without hassle. Begin with one of three pathways, leading to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loans in AZ

The USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural zones. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Anthem Lenders

  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Lends in Arizona
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Power, Inc.
  • 6424 West Misty Willow Lane, Glendale, AZ, 85310
  • Lends in Arizona
  • A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Lends in Arizona
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • CASH 1 Loans
  • 725 E. Covey Lane, Suite 150, Phoenix, AZ, 85024
  • Lends in Arizona
  • Since 1997, CASH 1 has provided hassle-free Installment Loans to people denied by traditional banks and other installment loan lenders. We have many convenient locations throughout Arizona and Nevada. CASH 1 focuses on the financial needs of customers in the community by offering Title Loans, Personal Loans, Installment Loans, Smart Loans, and of c

  • E5 HOME LOANS
  • 20402 North 17th Place, Phoenix, AZ, 85024
  • Lends in Arizona
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Covenant Home Loans
  • 748 Easy Street, Suite 5, Carefree, AZ, 85377
  • Lends in Arizona
  • Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered

  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.