USDA Loan Vs. FHA loan for Cave-Creek, AZ 2025

In 2025, USDA loan limit in Cave-Creek, county of Maricopa, AZ is $294,400 while FHA limit is $368,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cave-Creek, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 370-5590 Lender's profile and map Reviews FM Home Loans 1229 Madison Avenue, 1st Floor, Lakewood, NJ, 08701 Since its inception in 1991, FM Home Loans, LLC has been helping homeowners from all backgrounds purchase their dream home. With more than one billion in closed purchased transactions in 2015 alone, our company of over 175 employees are dedicated to the highest standards of ethics, responsiveness and customer service.
(732) 415-4150 Lender's profile and map Reviews Ark Mortgage, Inc 317 Monmouth Avenue, Suite 20, Lakewood, NJ, 08701 Ark Mortgage is a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance.We have innovated new products & processes that make getting you home —easier, faster & better than ever! All of our lending specialists are committed to finding the right loan with the best rates
(908) 349-0254 Lender's profile and map Reviews Sunrise Funding Group 211 Boulevard of the Americas, Lakewood, NJ, 08701 We are one of the leading providers in business funding & financing. We provide immediate funding to businesses in need, who want to avoid the headache of traditional lending institutions. We work closely with each business owner to ease their path to an increasingly successful business.
(201) 891-1130 Lender's profile and map Reviews Taylor Financial Group 795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417 At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
(973) 577-4226 Lender's profile and map Reviews The Capital Lenders 428 Upper Mountain Ave, Montclair, NJ, 07043 The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
(732) 497-0206 Lender's profile and map Reviews Mortgage Plus Inc 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(732) 275-1600 Lender's profile and map Reviews FIRST LENDERS MORTGAGE 29B W. Front Street, Keyport, NJ, 7735 As mortgage professionals, we strive to provide outstanding service as well as a variety of mortgage options and borrowing solutions for our clients at the best price.Since opening First Lenders Mortgage, we have grown from 1 owner, one office, and a few reps to 10 team members with diverse backgrounds and experience.
(973) 621-2363 Lender's profile and map Reviews New Community Federal Credit Union 274 South Orange Avenue, Newark, NJ, 07103 New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
(845) 774-0831 Lender's profile and map Reviews O&R Utilities Employees Federal Credit Union 14 Talmadge Court, Monroe, NY, 10950 On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
(845) 233-6577 Lender's profile and map Reviews Astar Home Capital Inc 48 Bakertown Road, Suite 204, Monroe, NY, 10950 Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.