USDA Vs. FHA your options comparison in Cave-Creek, Maricopa County, AZ

In 2025, within Maricopa county, Cave-Creek, AZ, the USDA loan limit is $294,400. Meanwhile, the FHA cap for a single-family house is set at $368,000.

Utilize the Lendersa® USDA loan calculator to assess the premier rates for USDA versus FHA loans today, and discern the income, credit, reserves, and documents necessary for qualification. This sophisticated calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, guiding you to the best-suited choice for your financial needs in .

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Loan limits and down payment requirements for 2025 in Cave-Creek, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Cave-Creek, AZ

Lendersa® is committed to helping you secure the most fitting USDA or FHA loan swiftly and straightforwardly. Choose among three starting points to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loan in AZ

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed offering from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage does not require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 124 South Main Street, Boaz, AL, 35957
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