USDA and FHA Pro and Con in Cave-Creek, Maricopa County, AZ
In 2025, within Maricopa county, Cave-Creek, AZ, the USDA loan limit is $294,400. Meanwhile, the FHA cap for a single-family house is set at $368,000.
Utilize the Lendersa® USDA loan calculator to assess the premier rates for USDA versus FHA loans today, and discern the income, credit, reserves, and documents necessary for qualification. This sophisticated calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, guiding you to the best-suited choice for your financial needs in .
Loan limits and down payment requirements for 2025 in Cave-Creek, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cave-Creek, AZ
Lendersa® is committed to helping you secure the most fitting USDA or FHA loan swiftly and straightforwardly. Choose among three starting points to align with lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed offering from the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, the USDA mortgage does not require any initial payment.
21031 Warner Center Ln, Suite B, Woodland Hills, CA, 91367
Pacific First Equity Services offers a line of Private Money Lending, Construction, Residential, Commercial and Equity Capital. In Residential Services, our company offers a full line of products including FHA, VA, Conventional, FNMA, FHLMC, USDA as well as Construction, and Private Money Loans.
"At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans.
If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..
27413 Tourney Road, Suite 160, Valencia, CA, 91355
The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
25152 Springfield Court, Suite 200, Valencia, CA, 91355
Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
27201 Tourney Road, Suite 201-O, Valencia, CA, 91355
Focus Lending Group, Inc. is committed to helping you find the right mortgage product for your needs. With literally hundreds of different loan programs available we can usually find a product that fits every client's scenario. From plain vanilla "prime" products to the newest non-QM offerings.
29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
25000 Avenue Standford, Unit 101, Valencia, CA, 91355
We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.
