USDA Vs. FHA Pro and Con comparison in Sun-City-West, Maricopa County, AZ
For 2025, the USDA loan limit in Sun-City-West, situated in the county of Maricopa, AZ, is $294,400, while the FHA limit for a single-family home is $368,000.
Utilize Lendersa®'s USDA loan calculator to assess today's prime USDA against FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you determine the best program in for your personal financial circumstances.
2025 Loan Limits and Downpayment Requirements in Sun-City-West, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Sun-City-West, AZ
The aim of Lendersa® is to promptly secure the most appropriate USDA or FHA loan for you, without hassle. Choose one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.
10880 Wilshire Boulevard, Suite 150, Los Angeles, CA, 90024
At City National Bank, we make it our business to be personal. Since our founding in 1954, we've always prioritized helping our clients, colleagues and communities flourish, and our legacy of integrity and unparalleled client relationships continues to drive strong growth today. City National is a subsidiary of Royal Bank of Canada.
10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423
Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
13701 Riverside Drive, Suite 417, Sherman Oaks, CA, 91423
"Multi Zone Realty, Inc. specialized experience in providing financing for a full range of investment property types. Our goal is to secure the most competitive financing in both loan terms and loan proceeds for our clients. We are able to accomplish this by:
◾Tapping into our nationwide network of agents."