USDA Loan Vs. FHA loan for Sun-City-West, AZ [Maricopa County ]

For 2026, the USDA loan limit in Sun-City-West, situated in the county of Maricopa, AZ, is $294,400, while the FHA limit for a single-family home is $368,000.

Utilize Lendersa®'s USDA loan calculator to assess today's prime USDA against FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you determine the best program in for your personal financial circumstances.

Options for USDA and FHA Loans in Sun-City-West, AZ

The aim of Lendersa® is to promptly secure the most appropriate USDA or FHA loan for you, without hassle. Choose one of three starting points to match with lenders and USDA loan programs.

Understanding USDA Loans in AZ

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.

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(831) 238-3488 Lender's profile and map Reviews KENSINGTON REALTY GROUP 513 A Hartnell Street, Monterey, CA, 93940 Kensington Realty Group is a Real Estate Broker servicing Monterey County, Santa Cruz County and San Benito County in the Central Coast of California. Specializing in REO's, Short Sales and Foreclosures and alos our Clients GMAC Rescap, REO Experts, Precision AMC, Option One / AHMSI, One West / IndyMac, LPS, Goodman Dean, Single Source Solutions.
(209) 483-8616 Lender's profile and map Reviews USH Loans 309 Cherry Ln, Suite 103, Manteca, CA, 95337 USH Loans As a community minded company, our mission is to provide extraordinary savings for dedicated Union and Association members, and members of the U.S. Armed Forces and their families, across the nation. We extend our appreciation to those entities- who mutually protect the community at large- by offering real rate.
2097405674 Lender's profile and map Reviews ELITE FINANCIAL LENDING 673 VASCONCELLOS AVE, MANTECA, CA, 95336 At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
(209) 679-9966 Lender's profile and map Reviews Elite Financial 165 N Maple Ave, Suite 60, Manteca, CA, 95336 At Elite Financial Lending our clients’ goals are our first priority without compromise, we provide unparalleled service with expertise that will exceed your expectations whether you are needing to purchase a home or re-finance and we strive to ensure that each and every client is completely satisfied. This is our commitment to you.
(209) 645-5096 Lender's profile and map Reviews Joe Villegas Group 160 N Grant Ave, Manteca, CA, 95336 Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
(831) 393-3480 Lender's profile and map Reviews Central Coast Federal Credit Union 4242 Gigling Road, Seaside, CA, 93955 Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
(775) 333-4228 Lender's profile and map Reviews Great Basin Federal Credit Union 9770 S. Virginia St, Reno, NV, 89511 Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
(775) 834-4579 Lender's profile and map Reviews Sierra Pacific Federal Credit Union 6100 Neil Rd, Suite 150, Reno, NV, 89511 Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
(775) 298-1380 Lender's profile and map Reviews Home Wealth Funding Inc 5595 Kietzke Lane, Suite 100, Reno, NV, 89511 Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
(775) 852-5100 Lender's profile and map Reviews RAINTREE MORTGAGE SERVICES 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511 Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
(209) 235-1100 Lender's profile and map Reviews Premier Community Credit Union PO Box 8929, Stockton, CA, 95208 Premier Community Credit Union is a not-for-profit credit union serving our members with branches in Stockton, Lodi, and Manteca. Unlike a bank, a not-for-profit credit union is owned by its members and provides lower fees, better rates, and quality, personal service to its member/owners. Members enjoy unlimited online.