USDA Vs. FHA your options comparison in New-River, Maricopa County, AZ

As of 2025, in New-River, county of Maricopa, AZ, the USDA loan threshold is $294,400; in comparison, the FHA limit is $368,000 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to weigh today's top rates of USDA versus FHA and ascertain the essential income, credit, reserves, and documentation needed for eligibility. Featuring our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the ideal program within fitting your economic condition.

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Loan limits and downpayment needs for 2025 in New-River, Maricopa, AZ

Type of Loan Maximum Loan Amount Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA loan possibilities in New-River, AZ

The aim of Lendersa® is to swiftly and without fuss, connect you with the best USDA or FHA loan. Pick one of three start options that lead to pairing with lenders and relevant USDA loan schemes.

Lendersa's USDA loan matching results representation

Understanding USDA Loans in AZ

A USDA home loan, endorsed by the governmental Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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