As of 2026, in New-River, county of Maricopa, AZ, the USDA loan threshold is $294,400; in comparison, the FHA limit is $368,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to weigh today's top rates of USDA versus FHA and ascertain the essential income, credit, reserves, and documentation needed for eligibility. Featuring our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to determine the ideal program within fitting your economic condition.
Loan limits and downpayment needs for 2026 in New-River, Maricopa, AZ
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan possibilities in New-River, AZ
The aim of Lendersa® is to swiftly and without fuss, connect you with the best USDA or FHA loan. Pick one of three start options that lead to pairing with lenders and relevant USDA loan schemes.
A USDA home loan, endorsed by the governmental Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is strictly available in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, USDA loans eliminate the need for any down payment.
3536 West Hidden Mountain Court, Anthem, AZ, 85086
Lends in Arizona
Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
Since 1997, CASH 1 has provided hassle-free Installment Loans to people denied by traditional banks and other installment loan lenders. We have many convenient locations throughout Arizona and Nevada. CASH 1 focuses on the financial needs of customers in the community by offering Title Loans, Personal Loans, Installment Loans, Smart Loans, and of c
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.
