USDA Vs. FHA Pro and Con comparison in Carefree, Maricopa County, AZ
In 2026, the USDA loan limit for Carefree, located in Maricopa, AZ, is $353,200, whereas the FHA limit is $530,150 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare the best rates today between USDA and FHA loans. This tool determines the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side to choose the best fit for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Carefree, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Carefree, AZ
Lendersa®'s objective is to offer the best possible USDA or FHA loans efficiently and without complications. Choose one of the three starting points to connect with lenders and USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment, making them highly beneficial for eligible homebuyers.
1400 Crescent Green Drive, Suite 100, Cary, NC, 27518
Jason brings you over 16 years of experience as a lending professional providing a concierge level of customer service, transparency, and excellent communication throughout the entire loan approval and closing process. Having transacted thousands of loan closings, Jason prides himself on helping families navigate through
Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live
Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
Rediform Federal Credit Union has been open since 1936 and Rediform Federal Credit Union To become the primary financial institution for our members by promoting savings and providing consumer credit at reasonable rates and to provide the highest level of services while maintaining financial security
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. Included in the group were Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc.
Hayes Hyman and Team are at Corporate Investors Mortgage Group
My team and I here at Corporate Investors Mortgage Group, where I serve as Sr. Mortgage Loan Officer in the Raleigh office, have been at Corporate Investors since 2005. My team has over 100 years of combined mortgage banking experience. We are proud to have one the most experienced.
