USDA Loan Vs. FHA loan pro & con for Carefree, Maricopa County, AZ

In 2025, USDA loan limit in Carefree, county of Maricopa, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carefree, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(708) 288-7443 1780 miles Lender's profile and map Reviews Gateway Capital Mortgage 11 Beach Drive SE, Saint Petersburg, FL, 33701 Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
(352) 362-4404 1780 miles Lender's profile and map Reviews Florida Mortgage 317 NE 36th Avenue, Suite 4, Ocala, FL, 34470 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."
(352) 694-2430 1780 miles Lender's profile and map Reviews FIDELITY ONE MORTGAGE GROUP, INC. 1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470 Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.
(352) 351-0200 1780 miles Lender's profile and map Reviews Allstate Mortgage Loans 809 NE 25th Ave, Ocala, FL, 34470 Allstate Mortgage of Florida strives to ensure that its services are accessible to people with disabilities. Allstate Mortgage of Florida has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,
(912) 354-8100 1780 miles Lender's profile and map Reviews Memorial Health CU 901 East 65th Street, Savannah, GA, 31405 Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
(912) 819-2411 1780 miles Lender's profile and map Reviews Mercy Federal Credit Union 11705 Mercy Blvd, Savannah, GA, 31419 Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members. To provide personal, professional service while offering a variety of products
(912) 920-0770 1780 miles Lender's profile and map Reviews HARBOR MORTGAGE COMPANY 785 King George Boulevard, Suite 201, Savannah, GA, 31419 Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.
(304) 623-6800 1781 miles Lender's profile and map Reviews Home Federal Credit Union 131 W Pike Street, Clarksburg, WV, 26301 Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(304) 623-4794 1781 miles Lender's profile and map Reviews CAPE Federal Credit Union 323 East Pike Street, Clarksburg, WV, 26301 CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
(813) 926-2848 1781 miles Lender's profile and map Reviews First Citrus Bank 10824 N. Dale Mabry Highway, Tampa, FL, 33618 First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
(813) 988-1776 1781 miles Lender's profile and map Reviews Home Mortgage Lenders Inc 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618 Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.