In the year 2025, the USDA loan limit in Peoria, which lies in the county of Maricopa, AZ, is set at $353,200. In contrast, for a single-family home, the FHA loan limit is $530,150.
To evaluate today's premier USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. It helps you establish the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you have the ability to view USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $353,200 | 0% |
| FHA | $530,150 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly provide you with the optimal USDA or FHA loan choice, eliminating any unnecessary hassle. Choose from one of three entry points that enable matching with various lenders and USDA loan strategies designed for your needs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. Available only in rural areas, it differs from FHA loans, which require a minimum of 3.5% down payment, as USDA loans come with no down payment requirement, offering significant savings for qualified buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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