USDA VS FHA in Douglas, Cochise County, AZ

For 2025, the USDA loan limit in Douglas, within Cochise county of AZ, is $336,500. In contrast, the FHA loan cap for a single-family residence is $472,030.

Access the Lendersa® USDA loan calculator to evaluate present top rates of USDA versus FHA. This tool helps you understand the required income, credit standards, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to assist in choosing the best plan for your unique financial scenario in .

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2025 loan caps and down payment prerequisites in Douglas, Cochise in AZ

Loan Category Maximum Loan Limit Required Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan solutions in Douglas, AZ

At Lendersa®, our mission is to efficiently secure you the best available USDA or FHA loan with minimal hassle. Choose one of three starting pathways to match you with lenders and USDA loan programs tailored to your needs.

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Understanding USDA Loans in AZ

A USDA home loan, insured by the Department of Agriculture, often referred to as a USDA mortgage or rural development loan, is specifically available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Progressive Lending Solutions Inc
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
  • First Equity Mortgage
  • 1935 County Road B2 West, Suite 265, Roseville, MN, 55113
  • First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
  • M&M MORTGAGE, LLC
  • 1700 West Highway 36, Roseville, MN, 55113
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
  • United Equity Credit Union
  • 1130 E. Pershing Rd, Decatur, IL, 62524
  • United Equity Credit Union celebrates an over 85-year tradition of being a member owned financial institution. Credit Union membership is available to employees and retirees of Ameren Illinois, Vistra Energy and Subsidiaries Clinton Power Station (IL), Decatur Firefighters, ADM (Archer Daniels Midland)
  • Decatur Postal Credit Union
  • 214 N Franklin Street, Decatur, IL, 62523
  • Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
  • Foresight Bank
  • 138 West Broadway, Plainview, MN, 55964
  • Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability. We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
  • Peoples State Bank
  • 100 4th Ave SE, Suite 6, Plainview, MN, 55964
  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.