For 2026, the USDA loan limit in Douglas, within Cochise county of AZ, is $336,500. In contrast, the FHA loan cap for a single-family residence is $472,030.
Access the Lendersa® USDA loan calculator to evaluate present top rates of USDA versus FHA. This tool helps you understand the required income, credit standards, reserves, and necessary documentation for eligibility. Our enhanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to assist in choosing the best plan for your unique financial scenario in .
2026 loan caps and down payment prerequisites in Douglas, Cochise in AZ
Loan Category
Maximum Loan Limit
Required Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan solutions in Douglas, AZ
At Lendersa®, our mission is to efficiently secure you the best available USDA or FHA loan with minimal hassle. Choose one of three starting pathways to match you with lenders and USDA loan programs tailored to your needs.
A USDA home loan, insured by the Department of Agriculture, often referred to as a USDA mortgage or rural development loan, is specifically available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require no down payment at all.
SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.
We are a Co-Op and we help you thrive! By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.
Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.
7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
Lends in Arizona
Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents
Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.
