FHA Vs. USDA loan program for Black-Canyon-City, Yavapai County, Arizona

In 2026, the USDA loan limit in Black-Canyon-City, within Yavapai county, AZ stands at $285,000, whereas the FHA cap for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Discover the income, credit score, reserves, and paperwork necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side. It assists in deciding the optimal program for your specific financial needs in .

Available USDA and FHA Loan Options in Black-Canyon-City, AZ

Lendersa® is dedicated to providing the best USDA or FHA loan options quickly and with minimal stress. Choose one of three options to connect with lenders and USDA programs that fit your criteria perfectly.

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Understanding USDA Loans in AZ

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan available in rural areas, requiring no down payment. This differs from FHA loans, which need at least a 3.5% down payment.

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(209) 521-7475 Lender's profile and map Reviews NorCal Mortgage 1127 13TH ST, Suite A, Modesto, CA, 95354 This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
(970) 532-4243 Lender's profile and map Reviews Abbey Mortgage & Investments 549 N 4th St, Berthoud, CO, 80513 We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
(970) 532-9896 Lender's profile and map Reviews Mortgage Contract Services Inc 543 3rd Street, Berthoud, CO, 80513 MORTGAGE CONTRACT SERVICES, INC. is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20021047746. The business office address is located at 543 3rd Street, Berthoud, CO 80513. The business is formed on February 26, 2002. The entity type is corporation.
17755601151 Lender's profile and map Reviews Integrity Business Solutions 10110 Canyon Country Rd, Reno, NV, 89521 To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
(209) 549-8500 Lender's profile and map Reviews Valley First Credit Union PO Box 1411, Modesto, CA, 95353 Valley First Credit Union provides quality financial services to the growing and diverse communities of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties. We are a not-for-profit financial cooperative that is owned by our members.
(720) 300-6777 Lender's profile and map Reviews LoanFIT LLC 635 Casllisto Drive, Suite 103, Loveland, CO, 80537 The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
(209) 846-5188 Lender's profile and map Reviews Upstar Home Mortgage Inc. 2005 Evergreen Ave., Modesto, CA, 95350 Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
(209) 568-4940 Lender's profile and map Reviews Alameda Mortgage Corporation 1101 Sylvan Avenue, Suite C-102, Modesto, CA, 95350 "At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown"
(209) 526-6200 Lender's profile and map Reviews Carrollton Mortgage Co. 3400 Tully Road, Suite A, Modesto, CA, 95350 Carrollton Mortgage Co are completely committed to helping you find the right mortgage to fit your needs. Our team of mortgage professionals will provide you with the information you need to make an informed decision. We put people first. You can enjoy a free personalized consultation by visiting or calling our offices.
(209) 577-8000 Lender's profile and map Reviews Taylor Mortgage Company, Inc. 1920 Standiford Avenue, Suite 2, Modesto, CA, 95350 Taylor Mortgage Company is a locally owned mortgage brokerage offering home loans at the current lowest rates and fees available on the market. As a mortgage broker, as versus a banker, Taylor Mortgage can offer financing plans and programs at rates, fees, and terms many other companies can't even dream of.
(209) 602-2109 Lender's profile and map Reviews S/L Mortgage 509 Scenic Dr, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.