USDA Loan Vs. FHA loan for Black-Canyon-City, AZ [Yavapai County Rates 2023]

In 2025, USDA loan limit in Black-Canyon-City, county of Yavapai, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Black-Canyon-City, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(407) 977-5656 1839 miles Lender's profile and map Reviews 1st Residential Funding Inc 1755 West Broadway Street, Suite 2, Oviedo, FL, 32765 At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
(888) 333-7060 1839 miles Lender's profile and map Reviews Blue Oak Mortgage LLC 3747 Safflower Terrace, Oviedo, FL, 32765 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
321-377-4211 1839 miles Lender's profile and map Reviews Mid Florida Mortgage Professionals 10 Windsormere Way Suite 500, Oviedo, FL, 32765 Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES). Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
561-353-7211 1839 miles Lender's profile and map Reviews HS Solutions Investments & Loans Inc 100 Alexandria Blvd Ste 6, Oviedo, FL, 32765 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(301) 359-3081 1839 miles Lender's profile and map Reviews WEPCO Federal Credit Union 204 North Branch Avenue, Bloomington, MD, 21523 WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.
(843) 656-5000 1839 miles Lender's profile and map Reviews First Reliance Bank 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464 At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.
(843) 654-1464 1839 miles Lender's profile and map Reviews Keli McClarty Mortgage 159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464 We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
(843) 654-0055 1839 miles Lender's profile and map Reviews Moultrie Mortgage LLC 1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464 Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance
(843) 501-9995 1839 miles Lender's profile and map Reviews Barley Mortgage LLC 1032 Chuck Dawley Blvd, Suite 101, Mount Pleasant, SC, 29464 Our mission at Barley Mortgage is to deliver honest mortgage solutions that you, your family, your friends and our community can depend on for years to come. Our dedicated and knowledgeable staff is committed to helping you understand and guide you through the mortgage process with honesty and integrity.
(843) 800-0178 1839 miles Lender's profile and map Reviews Lowcountry Home Loans LLC 802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464 Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.
(843) 352-7915 1839 miles Lender's profile and map Reviews Parker Lending LLC 1156 Bowman Road, Suite 200, Mount Pleasant, SC, 29464 Parker Lending company Arthur "Chip" Parker is the owner of the company he here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy When you're ready, the next step in getting a low rate mortgage.