USDA Loan Vs. FHA loan pro & con Black-Canyon-City, Yavapai County, AZ

In 2025, the USDA loan limit in Black-Canyon-City, within Yavapai county, AZ stands at $285,000, whereas the FHA cap for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Discover the income, credit score, reserves, and paperwork necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side. It assists in deciding the optimal program for your specific financial needs in .

Available USDA and FHA Loan Options in Black-Canyon-City, AZ

Lendersa® is dedicated to providing the best USDA or FHA loan options quickly and with minimal stress. Choose one of three options to connect with lenders and USDA programs that fit your criteria perfectly.

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Understanding USDA Loans in AZ

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan available in rural areas, requiring no down payment. This differs from FHA loans, which need at least a 3.5% down payment.

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(877) 275-9545 Lender's profile and map Reviews Antonio Stokes Advisors Inc 25900 Greenfield, Suite 507, Oak Park, MI, 48237 Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
(828) 884-7283 Lender's profile and map Reviews Ecusta Credit Union 2074 Asheville Highway, Brevard, NC, 28712 Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
(828) 393-0088 Lender's profile and map Reviews Carolina Financial Group 100 Elks Club Rd, Brevard, NC, 28712 Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).
(419) 462-4114 Lender's profile and map Reviews Galion Building and Loan Bank 135 South Market Street, Galion, OH, 44833 We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
(248) 561-4331 Lender's profile and map Reviews Honest Lending 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084 We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
(248) 842-3515 Lender's profile and map Reviews Direct Home Mortgages, LLC 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084 Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
(248) 840-8771 Lender's profile and map Reviews Limitless Mortgage Solutions 100 west big beaver rd, Suite 200, Troy, MI, 48084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 205-0181 Lender's profile and map Reviews IPFS Mortgage 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084 The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
(720) 508-0621 Lender's profile and map Reviews Core Direct Mortgage Inc 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084 At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
(248) 972-8001 Lender's profile and map Reviews Everest Financials Inc 2855 Coolidge Highway, Suite 118, Troy, MI, 48084 Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
(833) 663-1663 Lender's profile and map Reviews National Mortgage Funding LLC 3310 West Big Beaver Road, Suite 105, Troy, MI, 48084 At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.