USDA and FHA Pro and Con in Bullhead-City, Mohave County, AZ

For 2025, the USDA loan limit in Bullhead-City, within Mohave county, AZ, is set at $285,000, while the FHA limit for a single-family home in the area is $356,362.

Employ the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA today, identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which plan in best suits your financial situation.

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2025 Loan Limits and Downpayment Needs in Bullhead-City, Mohave, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Bullhead-City, AZ

Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan, ensuring minimal hassle. You can start by choosing one of three routes that will connect you with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, also referred to as a USDA rural development or mortgage loan, is backed by the government's Department of Agriculture. It is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fund USA Corp.
  • 2183 Fairview Road, Unit 217-D, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integr8tive Solutions Inc
  • 2388 Santa Ana, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ESCO Mortgage Advisors
  • 161 East 21st Street, Costa Mesa, CA, 92627
  • "We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement More than 25 years of experience working in the industry has enabled us to build our services"
  • Orange Coast Loan Services, Inc.
  • 244 Magnolia Street, Costa Mesa, CA, 92627
  • Experience is critical when you choose a mortgage professional. Ken Greene obtained his real estate salespersons license in 1994 and his brokers license in 2004 (NMLS 234239). He is the licensed broker and President of KenLends.com (NMLS 337762). en is a seasoned veteran in the mortgage broker business.
  • Khosravi Mortgage
  • 260 Santa Isabel Avenue, Costa Mesa, CA, 92627
  • Khosravi Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Laguna Equity Funding Inc.
  • 301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
  • Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
  • Ingram Company
  • 170 East 17th Street, Suite 200E, Costa Mesa, CA, 92627
  • Mark has been a licensed Mortgage Broker and Realtor since 1997. As owner of Ingram Company Realty & Mortgage, he specializes in first time buyers and works within all aspects of the mortgage industry to successfully find the right product for his clients. he worked as a Controller for a manufacturing company in Huntington Beach
  • Triple Crown Funding Inc.
  • 1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627
  • Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.