USDA Vs. FHA your options comparison in Bullhead-City, Mohave County, AZ
For 2025, the USDA loan limit in Bullhead-City, within Mohave county, AZ, is set at $285,000, while the FHA limit for a single-family home in the area is $356,362.
Employ the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA today, identifying the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which plan in best suits your financial situation.
2025 Loan Limits and Downpayment Needs in Bullhead-City, Mohave, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bullhead-City, AZ
Lendersa® aims to swiftly provide you with the best possible USDA or FHA loan, ensuring minimal hassle. You can start by choosing one of three routes that will connect you with lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a USDA rural development or mortgage loan, is backed by the government's Department of Agriculture. It is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment.
40202 Paredes Line Rd, Suite 13, Brownsville, TX, 78526
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