USDA and FHA Pro and Con in Kingman, Mohave County, AZ

In 2024, USDA loan limit in Kingman, county of Mohave, AZ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Kingman, county of Mohave, AZ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kingman, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • "DDA Mortgage Brokerage NMLS# 324326 Didier Malagies NMLS# 212566 Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"
  • KGC Federal Credit Union
  • 778 Beatty Avenue, Knox, PA, 16232
  • KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
  • WESTMORELAND WATER FCU
  • 1900 Franklin Street, Greensburg, PA, 15601
  • The Westmoreland Water FCU is a non-profit multiple group credit union that was federally chartered in 1953 and also To provide the best quality services available to meet the financial needs of our members. Offering these services at fair and competitive prices while safeguarding the assets of Westmoreland Water Federal Credit Union.
  • PHEPLE Federal Credit Union
  • 2900 Seminary Drive, Building G, Greensburg, PA, 15601
  • On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.
  • Hempfield Area Federal Credit Union
  • 151 Bus Garage Road, Greensburg, PA, 15601
  • Hempfield Area Federal Credit Union. Although our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1959, our goal is to help each and every member attain a strong.
  • FirstEnergy Choice Federal Credit Union
  • 161 Old Route 30, Suite 2, Greensburg, PA, 15601
  • FirstEnergy Choice Federal Credit Union was chartered in 1935 and is a full-service, member owned, not-for-profit financial services organization dedicated to serving its membership. and also FirstEnergy Choice Federal Credit Union to coincide with our updated charter which offers membership to family members of existing members.
  • WESTMORELAND HOME MORTGAGE, LLC
  • 432 Frye Farm Rd, Greensburg, PA, 15601
  • At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Nicholas Financial, Inc.
  • 2454 McMullen Booth Road, Clearwater, FL, 33759
  • Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.
  • Jacksonville Firemen's Credit Union
  • 2205 Haines Street, Jacksonville, FL, 32206
  • Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.