USDA and FHA Pro and Con in Kingman, Mohave County, AZ

In 2025, the USDA loan ceiling for Kingman, within Mohave, AZ, is $336,500; meanwhile, the FHA limit for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in aligns best with your financial needs.

Examine loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Kingman, Mohave, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Kingman, AZ

The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan, minimizing any obstacles. You can begin by selecting one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

The USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan, is solely available in rural neighborhoods. Contrary to FHA loans requiring at least a 3.5% down payment, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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