In 2026, the USDA loan ceiling for Kingman, within Mohave, AZ, is $336,500; meanwhile, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Kingman, Mohave, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kingman, AZ
The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan, minimizing any obstacles. You can begin by selecting one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan, is solely available in rural neighborhoods. Contrary to FHA loans requiring at least a 3.5% down payment, USDA loans do not demand any down payment.
Since 1946 Hercules First Federal Credit Union has endeavored to improve the lives of our members and neighbors in our community by offering high quality financial services. Our Credit Union was started and directed by hard working individuals who worked at the Hercules Bacchus Works in western Salt Lake County.
American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
7090 South Union Park Avenue, Suite 350, Midvale, UT, 84047
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The Alta Mortgage Financial, Inc. Team is your premier mortgage team located in Cottonwood Heights, Utah. Alta Mortgage Financial, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Cottonwood Heights area. Whether you are first time home buyer
We are mortgage experts with decades of experience and we work for YOU! We don’t work for lenders or banks or mortgage companies. We work with you to find the best loan and then find the right lender for your needs. Once we find the perfect loan, we represent you throughout the process. Put our experience to work so you find the loan
6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.
