USDA Vs. FHA your options comparison in Kingman, Mohave County, AZ
In 2026, the USDA loan ceiling for Kingman, within Mohave, AZ, is $336,500; meanwhile, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Kingman, Mohave, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kingman, AZ
The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan, minimizing any obstacles. You can begin by selecting one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan, is solely available in rural neighborhoods. Contrary to FHA loans requiring at least a 3.5% down payment, USDA loans do not demand any down payment.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
Lends in Arizona
We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
Lends in Arizona
Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
Lends in Arizona
Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Lends in Arizona
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
