USDA Vs. FHA your options comparison in Kingman, Mohave County, AZ
In 2026, the USDA loan ceiling for Kingman, within Mohave, AZ, is $336,500; meanwhile, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in aligns best with your financial needs.
2026 Loan Limits and Downpayment Requirements in Kingman, Mohave, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kingman, AZ
The objective of Lendersa® is to swiftly provide you with the ideal USDA or FHA loan, minimizing any obstacles. You can begin by selecting one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan, is solely available in rural neighborhoods. Contrary to FHA loans requiring at least a 3.5% down payment, USDA loans do not demand any down payment.
2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.
Northeast Capital Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We are your Georgia Mortgage Specialists. We understand that your home loan is one of the largest transactions you can make and you deserve great service. We specialize in Georgia home loans, but also serve Alabama, Florida, Mississippi, North Carolina, South Carolina and Tennessee. We can also assist
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Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
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Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
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The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.
