USDA Vs. FHA Pro and Con comparison in Golden-Valley, Mohave County, AZ
In 2025, the USDA loan cap in Golden-Valley, located within the county of Mohave, AZ, stands at $285,000. Meanwhile, the FHA cap for a single-family home is set at $356,362.
Explore the Lendersa® USDA loan calculator to compare the USDA and FHA rates available today. It helps you assess income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage tool lets you view options—USDA, FHA, Conforming, and VA—side by side, guiding you to choose the most suitable program in for your current financial situation.
2025 Loan Limits and Downpayment Requirements in Golden-Valley, county of Mohave, AZ
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Golden-Valley, AZ
The aim of Lendersa® is to secure the best USDA or FHA loan for you efficiently and with ease. Start with one of three options to connect with lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans need no down payment at all.
My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
American Bank & Trust We offer many home financing options, such as: conventional mortgage loans, VA mortgage loans, FHA mortgage loans, Rural Housing Development Loans, Construction loans and Home Equity Lines of Credit. To get started and apply online, visit our mortgage loans site.
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.
Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
"Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.
Our mortgage experts treat you with the respect due a valued customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So here is our promise to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
