USDA VS FHA in Golden-Valley, Mohave County, AZ

In 2025, the USDA loan cap in Golden-Valley, located within the county of Mohave, AZ, stands at $285,000. Meanwhile, the FHA cap for a single-family home is set at $356,362.

Explore the Lendersa® USDA loan calculator to compare the USDA and FHA rates available today. It helps you assess income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage tool lets you view options—USDA, FHA, Conforming, and VA—side by side, guiding you to choose the most suitable program in for your current financial situation.

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2025 Loan Limits and Downpayment Requirements in Golden-Valley, county of Mohave, AZ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Golden-Valley, AZ

The aim of Lendersa® is to secure the best USDA or FHA loan for you efficiently and with ease. Start with one of three options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas. In contrast, FHA loans require a minimum down payment of 3.5%, while USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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