USDA and FHA Pro and Con in New-Kingman-Butler, Mohave County, AZ
In 2026, within New-Kingman-Butler, located in Mohave county of AZ, the USDA loan ceiling is $285,000, while the FHA maximum is $356,362 applicable to a single-family residence.
The Lendersa® USDA loan calculator allows you to assess the best current USDA versus FHA rates and helps determine the necessary income, credit standing, reserves, and documents for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding your decision on the best option for your financial scenario in .
2026 loan limits and down payment criteria in New-Kingman-Butler, Mohave, AZ
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in New-Kingman-Butler, AZ
Lendersa® aims to promptly connect you with the ideal USDA or FHA loan, ensuring a smooth process. Choose one of three beginning strategies that lead to suitable lenders and relevant USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is known as the USDA rural development loan or mortgage, meant solely for rural areas. FHA loans require a minimum down payment of 3.5%, while USDA loans demand no down payment whatsoever.
Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.
The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
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