USDA Vs. FHA your options comparison in Lake-Havasu-City, Mohave County, AZ
In 2026, the USDA loan limit in Lake-Havasu-City, within the county of Mohave, AZ stands at $285,000. Meanwhile, the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates, and discern the income, credit, reserves, and documented requirements needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, making it easier to choose which program in is most suited to your personal financial situation.
2026 loan limits and downpayment requirements in Lake-Havasu-City, county of Mohave, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Lake-Havasu-City, AZ
Lendersa® is dedicated to securing the ideal USDA or FHA loan for you promptly and without unnecessary difficulty. Choose from one of three initial steps to connect with compatible lenders and USDA loan programs.
A USDA home loan is endorsed by the government Department of Agriculture, often termed the USDA rural development loan or simply USDA mortgage, and is accessible exclusively in rural regions. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage demands no down payment.
2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
Lends in Arizona
We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
Lends in Arizona
Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
Lends in Arizona
Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Lends in Arizona
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs. Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
