In the year 2026, the USDA loan limit for Fort-Mohave, within Mohave county of AZ, stands at $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates and to ascertain the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan suits your financial situation best in
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| Loan Category | Maximum Limit | Down payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to swiftly obtain for you the best USDA or FHA loan without hassle. Opt for one of three initial approaches that match you with corresponding lenders and USDA loan options.
A USDA home loan, supported by the Department of Agriculture, is often termed as the USDA rural development loan or mortgage, available exclusively in rural locales. Unlike FHA loans necessitating a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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