USDA Vs. FHA your options comparison in Catalina-Foothills, Pima County, AZ

In 2026, in Catalina-Foothills, within Pima county, AZ, the USDA loan limit is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that best fits your specific financial circumstances.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Catalina-Foothills, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Catalina-Foothills, AZ

The objective of Lendersa® is to secure the best USDA or FHA loans for you quickly and without hassle. Choose one of three starting points to link up with lenders and select USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

The USDA home loan, supported by the Department of Agriculture and known as the USDA rural development loan, is exclusively for rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require nothing down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado Lending Solutions Inc
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  • Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Trust Home Loans
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  • Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs

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  • Brookside Lending
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  • Legacy Mutual Mortgage
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  • Native American Bank, National Association
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  • JD Rowe Financial
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  • Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make.
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