USDA Vs. FHA your options comparison in Catalina-Foothills, Pima County, AZ

In 2025, in Catalina-Foothills, within Pima county, AZ, the USDA loan limit is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, helping you choose the program in that best fits your specific financial circumstances.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Catalina-Foothills, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Catalina-Foothills, AZ

The objective of Lendersa® is to secure the best USDA or FHA loans for you quickly and without hassle. Choose one of three starting points to link up with lenders and select USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

The USDA home loan, supported by the Department of Agriculture and known as the USDA rural development loan, is exclusively for rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require nothing down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.
  • C&B Mortgage Solutions LLC
  • 141 Ecorse Road, Ypsilanti, MI, 48198
  • C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
  • Douglas National Bank
  • 211 East Ward Street, Douglas, GA, 31533
  • Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.
  • Monroe Community CU
  • 715 N Telegraph Road, Monroe, MI, 48162
  • We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members. Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
  • Bank of Travelers Rest
  • 42 Plaza Dr, Travelers Rest, SC, 29690
  • Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h
  • Autumn Financial Group
  • 3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
  • Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • First Bank of Ohio
  • 175 South Washington Street, Tiffin, OH, 44883
  • First Bank of Ohio was established in 1873 and was formerly known as The Tiffin Savings Bank. In 1987 the bank changed its name to First Bank of Ohio. At the time it had offices in Tiffin & Bloomville in Seneca County Ohio. In the fall of 1999, the bank merged with First Bank of Marietta who had offices in Marietta, Belpre, and Mt. Vernon Ohio.
  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances
  • Pride Mortgage Lending
  • 8048 Miller Road Suite B, Swartz Creek, MI, 48473
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.