In the year 2026, the USDA loan cap in Chinle, situated in the county of Apache, AZ, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's most favorable USDA and FHA rates, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in determining the optimal program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to swiftly connecting you with the ideal USDA or FHA loan, minimizing hassle. Choose one of three starting routes that link you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It's specifically available in rural areas and neighborhoods. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, a USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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