USDA Vs. FHA Pro and Con comparison in Page, Coconino County, AZ

For the year 2026, the USDA loan maximum in Page, situated in the county of Coconino, AZ, is $338,500. For single-family homes, the FHA cap is $517,500.

The Lendersa® USDA loan calculator is a crucial tool for comparing the best available rates between USDA and FHA loans. This tool aids in analyzing the income, credit, reserves, and necessary documents required for qualification. By using our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. This comparative view assists in selecting the most fitting loan program in to match your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Page, County of Coconino, AZ

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Page, AZ

The aim of Lendersa® is to deliver the best possible USDA or FHA loan with speed and minimal hassle. You can choose from one of three initial routes that lead to connecting with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AZ

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the government through the Department of Agriculture. This loan option is exclusively available for properties in rural areas. Contrasting with FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, making it a unique offering for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Page Lenders

  • Coconino Federal Credit Union
  • 2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
  • Lends in Arizona
  • Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!

  • Winslow Santa Fe Credit Union
  • 1021 Williamson Ave, Winslow, AZ, 86047
  • Lends in Arizona
  • At Winslow Santa Fe Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.