USDA Vs. FHA Pro and Con comparison in Page, Coconino County, AZ

For the year 2025, the USDA loan maximum in Page, situated in the county of Coconino, AZ, is $338,500. For single-family homes, the FHA cap is $517,500.

The Lendersa® USDA loan calculator is a crucial tool for comparing the best available rates between USDA and FHA loans. This tool aids in analyzing the income, credit, reserves, and necessary documents required for qualification. By using our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. This comparative view assists in selecting the most fitting loan program in to match your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Page, County of Coconino, AZ

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

Loan Options: USDA and FHA in Page, AZ

The aim of Lendersa® is to deliver the best possible USDA or FHA loan with speed and minimal hassle. You can choose from one of three initial routes that lead to connecting with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AZ

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the government through the Department of Agriculture. This loan option is exclusively available for properties in rural areas. Contrasting with FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever, making it a unique offering for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Accurate Mortgage Solutions
  • 7954 North Lilley Road, Canton, MI, 48187
  • Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Mortgage Connections LLC
  • 7500 North Canton Center Road, Suite B, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
  • Vanderbilt Mortgage and Finance, Inc.
  • 500 Alcoa Trail, Maryville, TN, 37804
  • Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
  • Marveloans LLC
  • 7391 Denali Street, White Lake, MI, 48383
  • Marveloans is dedicated to finding the perfect mortgage that is tailor fitted to our clients needs. We can help with your purchase loans or refinancing to lower your rate, term of your loan, or to take some cash out. Currently Licensed in Michigan, Florida, Tennessee. D.C., Georgia and Virginia
  • Lynk Financial Inc
  • 5601 Ormond Road, White Lake, MI, 48383
  • Lynk Financial, Inc. is an independent brokerage and Lender. The president of the company is Bonnie J. Miller. She has assisted clients with their mortgage needs for over 30 years. Lynk Financial, Inc. offers residential and commercial mortgage lending. We offer a many mortgage products to assist customers with diverse qualifications.
  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
  • CornerstoneBank
  • 2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
  • CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Craft Bank
  • 1575 Northside Drive NW, Bldg 100, Suite 200, Atlanta, GA, 30318
  • Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.