In the year 2026, the USDA loan cap for Fort-Defiance, within the jurisdiction of Apache, AZ, is $285,000, whereas for single-family homes under FHA, the cap is $356,362.
Take advantage of the Lendersa® USDA loan calculator to weigh today's best USDA against FHA rates. This tool enables you to assess the necessary income, credit score, reserves, along with the documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options in parallel, assisting you in determining which program in Alabama is optimal for your financial needs.
Details on 2026 loan limits and down payment requirements for Fort-Defiance, Apache, AZ
Type of Loan
Maximum Loan Value
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Fort-Defiance, AZ
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan possible, without unnecessary hassle. Start by selecting any of the three available entry points, which will align you with lenders and tailored USDA loan products.
The USDA home loan, backed by the government via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively offered in rural locations. In contrast with FHA loans that require at least a 3.5% down payment, the USDA mortgage does not require any down payment at all, offering a significant advantage for qualifying applicants in rural communities.
261 N. University Dr. Ste 500, Plantation, FL, 33324
We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper
150 S. Pine Island Road, Suite 300, Plantation, FL, 33324
Since its commencement in 2000, Direct Mortgage Investors Inc. has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and
310 S. University Drive, Fort Lauderdale, FL, 33324
The Mortgage Services, Inc., was established in 2002 with the mission of creating extraordinary mortgage solutions for the citizens of Florida and others who wish to move to the State of Florida. That mission continues to be a driving force through today. The Mortgage Services, Inc., has always sought out the nation's
1200 S. Pine Island Road, Suite 600, Fort Lauderdale, FL, 33324
United Realty Group is one of the largest independently owned brokerages in the State of Florida. With offices located in Dade, Broward, Palm Beach, and Orange County, URG has the ability to offer its agents a full-service, state-of-the-art business model. Our staff has over 40 years of combined experience in the real estate and mortgage industry.
600 N. Pine Island Road, Suite 330, Plantation, FL, 33324
At The Mortgage Firm, we've earned a stellar reputation among real estate professionals, builders, and individual home buyers for simplifying the process. In fact, we send automatic updates to you throughout the entire process with continual status reports and no surprises! This advantage is built around our mission to keep it simple and easy.
9633 West Broward Blvd, Suite 7, Fort Lauderdale, FL, 33324
At South Florida Mortgage INC NMLS# 2111083. We are your local business professionals ensuring that your home purchase or refinance experience is, sound.
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Ivy Lender’s online platform connects lending institutions to the largely untapped small business market. Their business financing expertise, access to the best options at the best rates, and ethical business practices has made them the go-to for businesses in need of funding. Ivy Lender’s goal is to help create a path
261 North University Drive, Suite 500, Plantation, FL, 33324
First Choice Financial is the Premier Mortgage Company in South Florida. Our loan officers take the time to customize and compare home loan programs to meet our borrower’s needs. With access to hundreds of loan programs, our borrowers can feel confident First Choice Financial is their one stop shop for their mortgage needs.
8181 West Broward Blvd, Suite 360, Plantation, FL, 33324
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
"We are Committed!
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300 South Pine Island Road, Suite 260, Plantation, FL, 33324
US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
We are a mortgage brokerage team committed to listening carefully to our customers’ needs in order to anticipate their home financing goals and dreams. We educate our customers on mortgage options and industry trends using our years of experience. Our goal is to build meaningful relationships with our customers by offering competitive rates.
