In 2026, the USDA loan limit for Kayenta, within Navajo county, AZ, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Lendersa® offers a USDA loan calculator to compare the top USDA and FHA rates today. It helps identify income, credit, reserves, and documents needed for qualification. Use it to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional | $726,200 | 3% |
Lendersa® aims to quickly find you the ideal USDA or FHA loan. Choose from three starting points to connect with matching lenders.
A USDA home loan, also known as a USDA rural development loan, is government-backed by the Department of Agriculture and is intended for rural areas only. Unlike FHA loans, which require at least 3.5% down, a USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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