USDA and FHA Pro and Con in Kachina-Village, Coconino County, AZ
As of 2025, in the city of Kachina-Village, located in the county of Coconino, AZ, the USDA loan limit stands at $311,800, whereas for a single-family home, the FHA loan limit is set at $389,850.
Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today, and establish the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Kachina-Village, Coconino, AZ
Loan Type
Loan Limit
Down Payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Kachina-Village, AZ
The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you with minimal effort. Choose one of the three starting points below to come in contact with lenders and suitable USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, a USDA mortgage demands no down payment at all.
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