USDA Vs. FHA your options comparison in Flagstaff, Coconino County, AZ
As of 2026, the USDA loan cap in Flagstaff, within the county of Coconino, AZ, stands at $338,500, while the FHA ceiling is set at $517,500 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options, giving you the insight needed to choose the ideal program for your financial needs in .
Loan limits and down payment requirements for 2026 in Flagstaff, Coconino, AZ
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Flagstaff, AZ
The mission of Lendersa® is to swiftly and easily provide you with the most advantageous USDA or FHA loan. Start by selecting one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage. It's specifically intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
Foothill Credit Union is a full service financial institution dedicated to providing its members with exceptional banking products and exceptional service. Foothill specializes in serving employees of specific partner hospitals and school districts as well as over 250+ other employer groups.
122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
67 East Live Oak Avenue, Suite 103, Arcadia, CA, 91006
Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.
1009 North Allington Drive North, North Salt Lake, UT, 84054
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
24001 Calle Magdalena, Suite 3950, Laguna Hills, CA, 92654
The Home Loan Source Specializing in providing Lighting Quick, Professional & Honest service and consulatation for your home purchase loan, refinance, home buying or selling needs and also Lighting Quick Service, Superb Customer Service, Extremely Helpful, Step by Step Explanation, High Integrity & Trustworthy.
Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
