USDA Vs. FHA Pro and Con comparison in Flagstaff, Coconino County, AZ
As of 2026, the USDA loan cap in Flagstaff, within the county of Coconino, AZ, stands at $338,500, while the FHA ceiling is set at $517,500 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options, giving you the insight needed to choose the ideal program for your financial needs in .
Loan limits and down payment requirements for 2026 in Flagstaff, Coconino, AZ
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Flagstaff, AZ
The mission of Lendersa® is to swiftly and easily provide you with the most advantageous USDA or FHA loan. Start by selecting one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage. It's specifically intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.
Sterling Federal is even older than the Federal Reserve Bank
130 South Washington Street, Mount Pulaski, IL, 62548
The history of The Farmers Bank of Mt. Pulaski, Illinois begins in 1872 when Leonard K. Scroggin, with the assistance of Walter Sawyer, formed a private bank, known as the Scroggin & Sawyer Bank. Mr. Scroggin was a local land owner and had a successful farming business which had grown to such an extent that he decided to open a private bank.
Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.
At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission
Since 1921, the First State Bank of Olmsted has been providing financial services and products to Pulaski County and contiguous areas. An application for permission to organize the First State Bank of Olmsted was submitted to Springfield, IL on August 6, 1921. Forty-nine area individuals raised $20,000 in capital stock.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day.
Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
