USDA Vs. FHA your options comparison in Flagstaff, Coconino County, AZ
As of 2026, the USDA loan cap in Flagstaff, within the county of Coconino, AZ, stands at $338,500, while the FHA ceiling is set at $517,500 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options, giving you the insight needed to choose the ideal program for your financial needs in .
Loan limits and down payment requirements for 2026 in Flagstaff, Coconino, AZ
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Flagstaff, AZ
The mission of Lendersa® is to swiftly and easily provide you with the most advantageous USDA or FHA loan. Start by selecting one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage. It's specifically intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.
6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.
2331 Honolulu Avenue, Suite E, Montrose, CA, 91020
Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
2100 Main St, Suite 255, Huntington Beach, CA, 92648
At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority.
United American Mortgage Co is a full servimortgage Banker
20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
214 5th Street, Suite 205, Huntington Beach, CA, 92648
Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
