USDA and FHA Pro and Con in Flagstaff, Coconino County, AZ
As of 2025, the USDA loan cap in Flagstaff, within the county of Coconino, AZ, stands at $338,500, while the FHA ceiling is set at $517,500 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options, giving you the insight needed to choose the ideal program for your financial needs in .
Loan limits and down payment requirements for 2025 in Flagstaff, Coconino, AZ
Loan Type
Loan Limit
Down Payment
USDA
$338,500
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Flagstaff, AZ
The mission of Lendersa® is to swiftly and easily provide you with the most advantageous USDA or FHA loan. Start by selecting one of three options to connect with compatible lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage provided by the Department of Agriculture and commonly referred to as the USDA rural development loan or USDA mortgage. It's specifically intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment at all.
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Lend Plus is a rapidly growing direct lender based in Aliso Viejo revolutionizing the mortgage industry. Our core values are built on our mantra, “Being More, Doing More, Giving More” for our company, clients and our community. Our dynamic management team is dedicated to driving efficiency, quality and transparency.
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26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656
At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.
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26895 Aliso Creek Rd, Suite B468, Aliso Viejo, CA, 92656
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We provide the lowest wholesale rates and loan costs, fast closing within average of 14-21 days, and no broker fees are paid by the Loan Applicant/Borrower. In addition, we can offer: appraisal waivers, escrow impound waivers for tax and insurance,"