USDA VS FHA in Tuba-City, Coconino County, AZ

In 2025, the USDA loan limitation for Tuba-City in Coconino County, AZ is $311,800. For FHA loans, the limit for a single-family home is $389,850.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates today. It also helps you ascertain the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculators allow you to compare USDA, FHA, Conforming, and VA loans side-by-side to determine which option in most effectively suits your personal financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Specifications in Tuba-City, County of Coconino, AZ

Loan Type Loan Limit Down payment
USDA $311,800 0%
FHA $389,850 3.5%
Conforming Conventional $548,250 3%

Options for USDA and FHA Loans in Tuba-City, AZ

Lendersa® aims to quickly and effortlessly find you the best USDA or FHA loan available. Choose from three starting paths to connect with fitting lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining USDA Loans in AZ

A USDA home loan, backed by the government Department of Agriculture and alternatively known as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
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  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Matrix West Mortgage
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  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
  • Group Capital Mortgage Inc
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  • Group Capital has been in business for over 15 years strong. We specialize in helping our clients buy, sell, and finance their dream home throughout California. As a Real Estate and Lending Firm we have an edge over our competition which we use to form close, memorable bonds with our clients.
  • The West Coast Investment Group
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  • Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.
  • Pointe of View International Inc.
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  • Golden Key Home Loans
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  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
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  • Montana Capital Bad Credit Loans
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  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025
  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference. We keep our members’ best interests at the forefront of everything we do.