USDA Vs. FHA Pro and Con comparison in Tuba-City, Coconino County, AZ

In 2026, the USDA loan limitation for Tuba-City in Coconino County, AZ is $311,800. For FHA loans, the limit for a single-family home is $389,850.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates today. It also helps you ascertain the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculators allow you to compare USDA, FHA, Conforming, and VA loans side-by-side to determine which option in most effectively suits your personal financial needs.

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2026 Loan Limits and Downpayment Specifications in Tuba-City, County of Coconino, AZ

Loan Type Loan Limit Down payment
USDA $311,800 0%
FHA $389,850 3.5%
Conforming Conventional $548,250 3%

Options for USDA and FHA Loans in Tuba-City, AZ

Lendersa® aims to quickly and effortlessly find you the best USDA or FHA loan available. Choose from three starting paths to connect with fitting lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining USDA Loans in AZ

A USDA home loan, backed by the government Department of Agriculture and alternatively known as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
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  • The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families. The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees
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