USDA Vs. FHA Pro and Con comparison in Tuba-City, Coconino County, AZ

In 2025, the USDA loan limitation for Tuba-City in Coconino County, AZ is $311,800. For FHA loans, the limit for a single-family home is $389,850.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates today. It also helps you ascertain the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculators allow you to compare USDA, FHA, Conforming, and VA loans side-by-side to determine which option in most effectively suits your personal financial needs.

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2025 Loan Limits and Downpayment Specifications in Tuba-City, County of Coconino, AZ

Loan Type Loan Limit Down payment
USDA $311,800 0%
FHA $389,850 3.5%
Conforming Conventional $548,250 3%

Options for USDA and FHA Loans in Tuba-City, AZ

Lendersa® aims to quickly and effortlessly find you the best USDA or FHA loan available. Choose from three starting paths to connect with fitting lenders and USDA loan options.

Lendersa USDA loan request and matching results

Explaining USDA Loans in AZ

A USDA home loan, backed by the government Department of Agriculture and alternatively known as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Northside Federal Credit Union
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  • Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
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  • White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
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  • 501 E Summit Hill Drive, Knoxville, TN, 37915
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  • 3525 Piedmont Rd NE, Atlanta, GA, 30305
  • Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,
  • Piedmont Mortgage Corporation
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  • Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.
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  • AmeriSave Mortgage Corporation
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