In 2025, the USDA loan cap for Willcox, within Cochise, AZ, is $336,500. The FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA programs, ensuring the optimal choice for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® seeks to swiftly connect you with the best USDA or FHA loan available, hassle-free. Select one of three initial paths to match with lenders and relevant USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is provided exclusively in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, USDA loans require no down payment, presenting considerable savings for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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