USDA Loan Vs. FHA loan pro & con Willcox, Cochise County, AZ

In 2025, the USDA loan cap for Willcox, within Cochise, AZ, is $336,500. The FHA limit for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA programs, ensuring the optimal choice for your financial needs in Alabama.

Exploring USDA and FHA Loan Options in Willcox, AZ

Lendersa® seeks to swiftly connect you with the best USDA or FHA loan available, hassle-free. Select one of three initial paths to match with lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is provided exclusively in rural areas. Unlike FHA loans, which necessitate a 3.5% down payment, USDA loans require no down payment, presenting considerable savings for eligible applicants.

Get top 10
USDA LENDERS
customized to yout needes

(325) 677-2274 Lender's profile and map Reviews Abilene Teachers Federal Credit Union 3849 Antilley Road, Abilene, TX, 79606 Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
(325) 677-2918 Lender's profile and map Reviews Abilene FCU 4001 Catclaw Drive, Abilene, TX, 79606 Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.
(325) 670-2429 Lender's profile and map Reviews First Abilene Federal Credit Union 3324 Catclaw Drive, Abilene, TX, 79606 First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
(325) 795-1000 Lender's profile and map Reviews Love & Love Mortgage, Inc. 3102 South Clack St, Abilene, TX, 79606 Love & Love Mortgage Inc. is a privately owned mortgage lender with a combined 47 years of mortgage loan experience in Texas. Customer satisfaction is our number one priority. We value your trust in us and will work hard to make the mortgage process easy and pleasant. We are always just a phone call away.
(801) 272-9454 Lender's profile and map Reviews First Utah Bank 3826 South 2300 East, Salt Lake City, UT, 84109 First Utah Bank has proudly served the Utah community for 40 years. First Utah Bank is the largest community bank headquartered in Salt Lake City, Utah. We offer a full range of business and personal financial services, from complex business loans to personal mortgage loans, lines of credit, and state of the art online and mobile banking solutions.
(801) 890-0985 Lender's profile and map Reviews Mortgage Brokers, LLC 2455 E Parleys Way, Suite 310, Salt Lake City, UT, 84109 Mortgage Brokers, LLC is a professional, affordable and local lending institution focused on offering consumers the best mortgage products and competitive fee structures with local underwriting service. With 22 years of lending experience in the Utah market we understand what it takes to get your loan approved.
(801) 713-4800 Lender's profile and map Reviews EverLEND Mortgage Company 2455 E. Parleys Way, Suite 150, Salt Lake City, UT, 84109 EverLEND Mortgage Company. When you think of Mortgage Bankers, you may think of large, cold corporations. There are many out there that have expanded to the point that many consumers feel like just a number, and quite frankly, helpless to choose a better option. We firmly believe in quality over quantity.
(720) 936-6669 Lender's profile and map Reviews Your Better Loan LLC 5134 East 119th Way, Thornton, CO, 80233 Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(303) 452-1993 Lender's profile and map Reviews Above & Beyond Mortgage Loans Inc 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233 Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
(720) 244-1320 Lender's profile and map Reviews Legacy Home Lending LLC 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233 "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA \| FHA Ca
(303) 352-1989 Lender's profile and map Reviews Five Star Mortgage LLC 2692 Linden Drive, Boulder, CO, 80304 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(801) 572-4004 Lender's profile and map Reviews First Electronic Bank 2150 South 1300 East, Suite 400, Salt Lake City, UT, 84106 First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it.