USDA and FHA Pro and Con in Williams, Coconino County, AZ

For 2026, the USDA loan cap for Williams, within Coconino, AZ, stands at $338,500, while the FHA limit for a single-family home is $517,500.

Take advantage of the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Evaluate the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in determining the best fit for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Williams, Coconino, AZ

Loan Type Loan Limit Down Payment
USDA $338,500 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Williams, AZ

Lendersa® aims to quickly connect you with the best USDA or FHA loans available, without complications. Choose one of three approaches to find matching lenders and USDA loan programs.

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Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the government via the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural locations. In contrast to FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment, providing significant financial savings to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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