In 2026, the USDA loan limit for Fortuna-Foothills, located in Yuma, AZ, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on the best program in tailored to your financial circumstances.
2026 Loan Limits and Downpayment Requirements in Fortuna-Foothills, Yuma, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fortuna-Foothills, AZ
Lendersa® is dedicated to finding you the optimal USDA or FHA loan quickly and effortlessly. You can begin with any of three pathways that connect you with matching lenders and suitable USDA loan programs.
Known as the USDA rural development loan or USDA mortgage, a USDA home loan is backed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none at all.
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