USDA Vs. FHA Pro and Con comparison in San-Luis, Yuma County, AZ
In 2025, the USDA loan ceiling for San-Luis, Yuma, AZ is $285,000, while the FHA limit for a single-family house is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates today and figure out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial situation.
2025 Loan Limits and Downpayment in San-Luis, Yuma, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional
$548,250
3%
USDA and FHA Loan Paths in San-Luis, AZ
Lendersa® is committed to securing the best USDA or FHA loans rapidly without hassle. Begin with one of three methods that lead to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan, is meant for rural neighborhoods. Unlike FHA loans, which demand at least a 3.5% down payment, USDA loans require none.
6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
Battle Born Capital was founded by a team of industry leaders who know the Southern Nevada trust-deed investing landscape better than anyone. Our owners and principals are professionals from the real estate, legal, accounting and mortgage lending industries who have been through –and understand--
Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
1st Choice Lending & Investments mission is to have clients for life and establish successful relationships with our customers. We do this by providing a responsive, knowledgeable approach toward mortgage lending through the integration of people, technology, and business practices.
LoanMart was founded on a mission to provide superior service to customers while establishing a stable, financially responsible company. LoanMart has an established an outstanding reputation for quality service, credited to our dedicated employees. The success of our organization is due to our Commitment, Accountability.
7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
"Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including:
Fixed Rate
Adjustable Rate
Conventional
FHA
va
Jumbo"
