USDA Vs. FHA Pro and Con comparison in Yuma, Yuma County, AZ
In 2025, the USDA loan limit for Yuma, within the county of Yuma, AZ, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide which option in suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Yuma, Yuma, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Yuma, AZ
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without any hassle. Choose one of three starting points to connect with lenders and USDA loan programs that fit your needs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, making them an ideal option for qualified rural borrowers.
Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
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Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,
Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
At CS Investment Services, we realize that selecting a financial advisor is no easy task. With that in mind, we created these pages to help you understand us & our process better. After you’ve completed your online research, we encourage you to contact us & establish an appointment so we can answer any questions.
Community State Bank operates as a full-service bank. The Bank accepts deposits, makes loans, and provides other services for the public. Community State Bank has a wide array of services to meet your every day needs. We have simplied personal banking that you can access anytime.
Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
