USDA Vs. FHA your options comparison in Yuma, Yuma County, AZ
In 2026, the USDA loan limit for Yuma, within the county of Yuma, AZ, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's optimal USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you decide which option in suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in Yuma, Yuma, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Yuma, AZ
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without any hassle. Choose one of three starting points to connect with lenders and USDA loan programs that fit your needs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, making them an ideal option for qualified rural borrowers.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146
We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us. We provide installment loans for fair, and even bad credit.
WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.
6655 West Sahara Avenue, Suite D114, Las Vegas, NV, 89146
We pride ourselves on ensuring that our Customers are totally satisfied with our Services and get the best Loan possible. Picking the right mortgage firm can be challenging. You want a firm that has experience, industry knowledge, and, of course, innovative ideas. Our firm has the background and knowledge to help you or your company succeed.
2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business
6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.
