USDA Loan Vs. FHA loan for Somerton, AZ [ best of 2023]

In 2025, USDA loan limit in Somerton, county of Yuma, AZ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Somerton, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(864) 224-3302 1847 miles Lender's profile and map Reviews Dominion Mortgage and Financial Services, Inc. 4220 Clemson Blvd., Anderson, SC, 29621 "No matter if this is your first home purchase or you are refinancing your current property, Dominion Mortgage and Financial Services, Inc. is here to assist you with all of your mortgage needs! With more than 30 years of combined experience, we excel by offering a variety of quality loans in the mortgage and financial service industry.
(419) 946-5066 1847 miles Lender's profile and map Reviews Morrow County Federal Credit Union 800 W Marion Road, Mount Gilead, OH, 43338 The Morrow County Federal Credit Union was opened over 40 years ago and is community-owned. Any Person living, working, or worshipping in the credit union’s geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
(423) 341-1564 1848 miles Lender's profile and map Reviews Olde Towne Mortgage 132 Boone St, Suite 1, Jonesborough, TN, 37659 At Olde Towne Mortgage We work within the wholesale sector of the mortgage industry with access to hundreds of lenders so we're able to close MORE than just a cookie-cutter loan & at rates lower than retail. we offer Residential or Commercial loans, every borrower is different so we believe in having a mortgage portfolio that is as unique as you.
(864) 859-3607 1848 miles Lender's profile and map Reviews Spero Financial 118 Brushy Creek Rd, Easley, SC, 29642 While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
(248) 561-4331 1848 miles Lender's profile and map Reviews Honest Lending 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084 We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
(248) 842-3515 1848 miles Lender's profile and map Reviews Direct Home Mortgages, LLC 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084 Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
(248) 840-8771 1848 miles Lender's profile and map Reviews Limitless Mortgage Solutions 100 west big beaver rd, Suite 200, Troy, MI, 48084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 205-0181 1848 miles Lender's profile and map Reviews IPFS Mortgage 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084 The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
(720) 508-0621 1848 miles Lender's profile and map Reviews Core Direct Mortgage Inc 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084 At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
(248) 972-8001 1848 miles Lender's profile and map Reviews Everest Financials Inc 2855 Coolidge Highway, Suite 118, Troy, MI, 48084 Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
(833) 663-1663 1848 miles Lender's profile and map Reviews National Mortgage Funding LLC 3310 West Big Beaver Road, Suite 105, Troy, MI, 48084 At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.