FHA Vs. USDA loan program for Somerton, Yuma County, Arizona

In 2025, the USDA loan maximum for Somerton, in Yuma, AZ, is $336,500, whereas the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial situation.

Exploring USDA and FHA Loan Paths in Somerton, AZ

Lendersa® is focused on obtaining the ideal USDA or FHA loan for you quickly and easily. Begin by choosing one of three ways to connect with matching lenders and explore USDA loan programs.

What is a USDA Loan in AZ?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

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(323) 578-2003 Lender's profile and map Reviews Vendezi Group 8437 Quartz Avenue, Winnetka, CA, 91306 Vendezi Group is committed to helping you get the best value in today's market. Even if you are simply thinking about, please reach out and ask us about our Complimentary Broker's Opinion of Value package for your home and ANAHIT KHATCHATRIAN is a founder of the Vendezi group She is incredibly organized.
702-750-7151 Lender's profile and map Reviews Rehab Lend LLC. DBA REHABLEND 1810 E Sahara Ave #200, Las Vegas, NV, 89104 REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
(702) 733-8820 Lender's profile and map Reviews Silver State School Credit Union 2256 S Nellis Blvd, Las Vegas, NV, 89104 Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
(800) 957-1890 Lender's profile and map Reviews Alpha Funding 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104 We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
(702) 385-5300 Lender's profile and map Reviews Nova Financial 2006 E Charleston Blvd, Las Vegas, NV, 89104 Our customer’s needs will always come first. We will be positive, helpful, and enthusiastic at all times; always focusing on solutions, not the challenges. We have worked hard for over 20 years to provide the highest quality, most innovative and exceptional service available anywhere.
(702) 325-7805 Lender's profile and map Reviews Casamia Mortgage Company 1319 South Eastern Avenue, Las Vegas, NV, 89104 Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
(800) 459-7010 Lender's profile and map Reviews Rehab Lend 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104 REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner occupied residential and multifamily properties. We focus on value-add transactions. We do not charge interest on the rehab holdback.
(702) 889-9888 Lender's profile and map Reviews Las Vegas Finance 5715 W Sahara Ave, Suite 103, Las Vegas, NV, 89146 We started Las Vegas Finance as a better option than other places that only finance payday loans. We are a company that emphasizes fair, honest, and friendly service. We report the good credit you build when paying off your loan with us. We provide installment loans for fair, and even bad credit.
(702) 791-4777 Lender's profile and map Reviews Weststar Credit Union 2775 S Rainbow Blvd, Las Vegas, NV, 89146 WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.
(702) 998-2367 Lender's profile and map Reviews New Heights Lending LLC 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146 New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.
(702) 876-3600 Lender's profile and map Reviews South Wind Financial Inc 6655 West Sahara Avenue, Suite D114, Las Vegas, NV, 89146 We pride ourselves on ensuring that our Customers are totally satisfied with our Services and get the best Loan possible. Picking the right mortgage firm can be challenging. You want a firm that has experience, industry knowledge, and, of course, innovative ideas. Our firm has the background and knowledge to help you or your company succeed.