As of 2026, the USDA loan limits set for Avenue-B-and-C, in the county of Yuma, AZ, are $285,000. In comparison, the FHA loan limit is set at $356,362 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare today’s most competitive USDA versus FHA rates. This helpful tool evaluates the necessary income, credit score, reserves, and documentation needed to qualify. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program in Alabama that aligns best with your unique financial situation.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently provide you access to the best USDA or FHA loan possibilities swiftly and without difficulty. Choose from three starting options available to connect with matching lenders and suitable USDA loan options designed especially for you.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is specifically tailored for rural areas only. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not require any down payment, presenting a significant financial advantage for those eligible.
Enter your location to find out if it qualifies for USDA rural housing loan?
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