For 2026, in Wellton, located in the county of Yuma, AZ, the USDA loan limit is set at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, and understand the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and without complications. Choose one of three pathways that connect you with lenders and suitable USDA loan options.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan offered by the Department of Agriculture. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, no down payment is needed for USDA loans.
Enter your location to find out if it qualifies for USDA rural housing loan?
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