USDA Loan Vs. FHA loan pro & con Wellton, Yuma County, AZ

For 2025, in Wellton, located in the county of Yuma, AZ, the USDA loan limit is set at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates, and understand the income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the most suitable program in for your financial needs.

USDA and FHA Loan Opportunities in Wellton, AZ

The aim of Lendersa® is to secure you the most advantageous USDA or FHA loan swiftly and without complications. Choose one of three pathways that connect you with lenders and suitable USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is a government-backed loan offered by the Department of Agriculture. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, no down payment is needed for USDA loans.

Get top 10
USDA LENDERS
customized to yout needes

(800) 822-0382 Lender's profile and map Reviews Truliant Federal Credit Union 893 North Liberty Street, Suite A, Winston Salem, NC, 27101 Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
(352) 742-7900 Lender's profile and map Reviews Mortgage Financial Group, Inc 1100 E. Alfred Street, Tavares, FL, 32778 Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
(724) 856-3119 Lender's profile and map Reviews Hometown Mortgage Company 117 Worthington Ave, New Castle, PA, 16105 Our goal Is to provide quality and ethical mortgage lending advise while providing the highest level of professional service. We reach out to lenders across the country to find you the best rate on your mortgage. Why let a high mortgage rate spoil your next house or a bank have you pay more for a loan then you need.
(440) 255-1199 Lender's profile and map Reviews Mortgage Placement Services 226 Mohawk Drive, New Castle, PA, 16105 Mortgage Placement Services is a State approved mortgage broker working with the Nation's largest wholesale lending institutions. Our objective is to arrange real estate secured financing for our customers with particular emphasis on creating a favorable overall financial condition for them. Each member of the MPS Staff is a thoroughly trained.
(407) 808-7273 Lender's profile and map Reviews Commercial Mortgage Advisors 1230 Gray Court, Eustis, FL, 32726 Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.
(724) 658-2686 Lender's profile and map Reviews Shenango China Area Federal Credit Union 2656 Ellwood Road, Suite 1, New Castle, PA, 16101 SCA Federal Credit Union, formerly known as Shenango China Area FCU, was established in 1935. We currently have 2450 members. We have one office located at 2656 Ellwood Road, Suite 1, New Castle, PA 16101. SCA Federal Credit Union has a dedicated Board of Directors consisting of volunteers elected by the members.
(724) 654-8485 Lender's profile and map Reviews New Castle Bellco Federal Credit Union 1011 Wilmington Avenue, New Castle, PA, 16101 New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.
(724) 652-5783 Lender's profile and map Reviews GNC Community Federal Credit Union 201 South Jefferson Street, New Castle, PA, 16101 GNC Community FCU is a strong financial institution with assets of over $ 70, 000, 000 and in many aspects has exceeded the financial norms of and to become a very strong organization. We rank high within our peers in many areas. GNC is a member of the Shenango Valley Chapter of Credit Unions which incorporates over 10 credit unions.
(724) 652-8393 Lender's profile and map Reviews First Choice Federal Credit Union 2209 West State Street, New Castle, PA, 16101 First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.
(724) 656-8420 Lender's profile and map Reviews Family 1st Federal Credit Union 917 Moravia Street, New Castle, PA, 16101 It has been a pleasure to serve our members for over 50 years! Since 1951, we have grown not only in membership, but also in services, enabling usto be your primary financial institution. Family 1st is a financial cooperative owned and operated by its members, that will assist the members to meet their financial needs.
(540) 344-4419 Lender's profile and map Reviews SalemVA Credit Union 112 West Main Street, Salem, VA, 24153 Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
(540) 387-5267 Lender's profile and map Reviews Kemba Roanoke Federal Credit Union 2812 West Main Street, Salem, VA, 24153 KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.