In 2026, the USDA loan limit in Colorado-City, within Mohave County, AZ, is $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the prime USDA and FHA rates today. This tool also assists in determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The purpose of Lendersa® is to secure you the optimal USDA or FHA loan swiftly and with ease. Choose from three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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