USDA and FHA Pro and Con in Parker, La Paz County, AZ

In 2025, USDA loan limit in Parker, county of La Paz, AZ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Parker, county of La Paz, AZ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Parker, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Purple Lion Inc.
  • 8620 Ventura Blvd., Studio City, CA, 91640
  • Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
  • Best Capital Funding- Rancho Cucamonga
  • 11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
  • Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
  • 11 Capital Finance, LLC
  • 20 West Vine Street #575, Lansdale, PA, 19466
  • 11 Capital Finance, LLC is one of the largest full service commercial loan brokerages in the United States. We are the conduit to hundreds of billions of dollars annually. Our specialty is commercial real estate lending from $100k to over $100million+. We consider all property types and credit profiles.
  • Carolina's Mortgage Source, Inc.
  • 2500 Regency Pkwy, Cary, NC, 27518
  • At Carolina's Mortgage Source, Inc. we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. We work with multiple lenders and we can provide our clients with extremely competitive pricing.
  • Jason L Harris The Triangle Mortgage Man
  • 1400 Crescent Green Drive, Suite 100, Cary, NC, 27518
  • Jason brings you over 16 years of experience as a lending professional providing a concierge level of customer service, transparency, and excellent communication throughout the entire loan approval and closing process. Having transacted thousands of loan closings, Jason prides himself on helping families navigate through
  • NexGen Capital Corp
  • 3960 Radio Rd, Suite 105, Naples, FL, 34104
  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
  • Amherst Federal Credit Union
  • 6470 Main Street, Suite 5, Amherst, NY, 14221
  • Amherst Teacher’s Federal Credit Union, membership was comprised of employees from our original 46 sponsor groups and their families. For a list of original sponsors, click here. With the addition of new, non-education based sponsor groups in 2003, Amherst Teacher’s FCU modified its name to what we continue as today; Amherst Federal Credit Union.
  • Evans Bank
  • 6460 Main St, Buffalo, NY, 14221
  • Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
  • Rose Hill Group of Wny Ltd
  • 31 Hopkins Road, Suite 200, Buffalo, NY, 14221
  • The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
  • 1st Priority Mortgage, Inc
  • 6000 Sheridan Dr, Williamsville, NY, 14221
  • 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
  • Mainstream Funding Network
  • 5586 Main Street, Williamsville, NY, 14221
  • MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
  • Banas Mortgage Co., LTD
  • 27 North Long, Buffalo, NY, 14221
  • Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor