USDA Vs. FHA Pro and Con comparison in Wickenburg, Maricopa County, AZ

In 2025, the USDA loan limit for Wickenburg in Maricopa County, AZ is $353,200, while for a single-family home, the FHA limit is set at $530,150.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates today. This tool helps determine the necessary income, credit score, reserves, and paperwork for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to identify the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Wickenburg, Maricopa County, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Wickenburg, AZ

At Lendersa®, our objective is to efficiently secure the best USDA or FHA loan without inconvenience. Start from one of three options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AZ

The USDA home loan is a government-backed program under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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