USDA VS FHA in Wickenburg, Maricopa County, AZ

In 2025, the USDA loan limit for Wickenburg in Maricopa County, AZ is $353,200, while for a single-family home, the FHA limit is set at $530,150.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates today. This tool helps determine the necessary income, credit score, reserves, and paperwork for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to identify the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Wickenburg, Maricopa County, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Wickenburg, AZ

At Lendersa®, our objective is to efficiently secure the best USDA or FHA loan without inconvenience. Start from one of three options to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AZ

The USDA home loan is a government-backed program under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
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  • 1845 S. Elena Avenue, Redondo Beach, CA, 90277
  • Susan Jensen Martz, owner of Riviera Mortgage Group, has been in real estate financing for 25 years. Her knowledge and expertise in packaging a loan and finding the best mortgage option for her client has been her top priority throughout her career. Whether it’s a simple refinance or a multi faceted deal, she has the avenues to get a loan funded.
  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.
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  • 250 N Harbor Drive, Suite 315, Redondo Beach, CA, 90277
  • PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you. Family owned and operated since 2001. At any point, feel free to e-mail or call us regarding any questions you may have.
  • King Harbor Wealth Management
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  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience. We cater to those seeking a long-term relationship and who value expertise with a disciplined,"
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  • 1201 N Catalina Ave, Suite 4275, Redondo Beach, CA, 90277
  • A full Service provider of Real Estate Sales/Purchases, Leasing and Brokerage in most of Southern California, Central California and Northern California. Experts in Real Estate Contracts and Negotiations, Premium High-End Custom Homes and Specialized Knowledge in Construction, Interior Design, and Remodels.
  • Beach City Brokers
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