As of 2026, the USDA loan limit in Quartzsite, which is in La Paz, AZ, is $336,500, compared to the FHA limit of $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine income, credit, reserves, and documents required. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, finding the best for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to connect you quickly with the ideal USDA or FHA loan. Choose one of three strategies to match with lenders and USDA loan offers.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, intended for rural areas only. Unlike FHA loans, which require a 3.5% down payment, USDA mortgages need no down payment, offering clear benefits to eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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