USDA and FHA Pro and Con in Swift-Trail-Junction, Graham County, AZ

In 2025, within the city of Swift-Trail-Junction, part of Graham county in AZ, the USDA loan limit is $285,000, while for a single-family dwelling, the FHA cap is $356,362.

Lendersa® provides a USDA loan calculator for you to contrast the optimal USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documentation required to qualify. This advanced mortgage tool places USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best financial strategy in for your unique requirements.

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2025 Loan Limits and Downpayment Details in Swift-Trail-Junction, Graham, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Swift-Trail-Junction, AZ

Lendersa® aims to provide you with quick and easy access to the best USDA or FHA loan possible. Start with one of three routes to find lenders and USDA loan options that suit your needs.

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Exploring USDA Loans in AZ

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is designed for rural areas and requires no down payment, unlike FHA mortgages that demand a minimum of 3.5% upfront.

Enter your location to find out if it qualifies for USDA rural housing loan?



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