In the year 2026, the USDA loan ceiling in Thatcher, which is part of Graham county, AZ, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA rates, determining income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and effortlessly. You can begin with one of three starting points designed to align with lenders and USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, often known as the USDA rural development loan or USDA mortgage, is meant for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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