USDA Vs. FHA your options comparison in Thatcher, Graham County, AZ

In the year 2025, the USDA loan ceiling in Thatcher, which is part of Graham county, AZ, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's USDA and FHA rates, determining income, credit, reserves, and document requirements to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining which program in best suits your financial scenario.

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Loan limits and down payment requirements for 2025 in Thatcher, Graham, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Thatcher, AZ

Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and effortlessly. You can begin with one of three starting points designed to align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in AZ

The USDA home loan, guaranteed by the government's Department of Agriculture, often known as the USDA rural development loan or USDA mortgage, is meant for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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