USDA Vs. FHA Pro and Con comparison in Clifton, Greenlee County, AZ

During 2025, the USDA loan maximum set for Clifton in the county of Greenlee, AZ is pegged at $336,500. Conversely, the FHA limits for a single-family house is specified at $472,030.

Make use of the Lendersa® USDA loan calculator to balance the current leading rates of USDA against FHA, and accordingly figure out the required income, credit score, reserves, and documents needed for qualification. Our innovative mortgage calculator allows for a direct comparison of USDA, FHA, Conforming, and VA loans side by side. This facilitates your decision regarding which program might be most beneficial for your financial situation in .

Examine offers from 100 unique lenders

Comprehensive loan limits and down payment requirements for 2025 in Clifton, county of Greenlee, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Clifton, AZ

Lendersa® is committed to assisting you in obtaining the finest USDA or FHA loan swiftly and with minimal difficulty. Opt for one of three starting points designed to connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all. This feature makes it particularly attractive to potential homebuyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Intermountain Capital LLC
  • 1272 West 12700 South, Suite D, Riverton, UT, 84065
  • Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • National 1st Mortgage
  • 1602 West 13595, South Riverton, UT, 84065
  • National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.
  • Community Lending Group
  • 1262 West 12700 South, Suite A, Riverton, UT, 84065
  • Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
  • Neat Capital
  • 2560 55th Street, Suite 101, Boulder, CO, 80301
  • At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • Someday Mortgage
  • 4702 Sunlight Lane, Broomfield, CO, 80023
  • Someday Mortgage takes a modern approach to serving our borrowers best interests! We offer free side-by-side consultations comparing a variety of options to ensure we find the best rates and terms for the next phase of your life. We offer industry leading mortgage services where we actively seek to beat, or at least match, competing rates!
  • Team Lassen
  • 13606 Xavier Lane, Suite E, Broomfield, CO, 80023
  • Team Lassen was started by Sarah Lassen, Charles Souza, and Tim Moore and has been in the business of offering professional real estate services since 1999. Since the company’s inception, Sarah, Charlie, Tim, and the rest of the growing Team have worked together from the common values of integrity, reliability, honesty, and commitment.