USDA Vs. FHA your options comparison in Clifton, Greenlee County, AZ

During 2026, the USDA loan maximum set for Clifton in the county of Greenlee, AZ is pegged at $336,500. Conversely, the FHA limits for a single-family house is specified at $472,030.

Make use of the Lendersa® USDA loan calculator to balance the current leading rates of USDA against FHA, and accordingly figure out the required income, credit score, reserves, and documents needed for qualification. Our innovative mortgage calculator allows for a direct comparison of USDA, FHA, Conforming, and VA loans side by side. This facilitates your decision regarding which program might be most beneficial for your financial situation in .

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Comprehensive loan limits and down payment requirements for 2026 in Clifton, county of Greenlee, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Clifton, AZ

Lendersa® is committed to assisting you in obtaining the finest USDA or FHA loan swiftly and with minimal difficulty. Opt for one of three starting points designed to connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all. This feature makes it particularly attractive to potential homebuyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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