USDA VS FHA in Clifton, Greenlee County, AZ

During 2026, the USDA loan maximum set for Clifton in the county of Greenlee, AZ is pegged at $336,500. Conversely, the FHA limits for a single-family house is specified at $472,030.

Make use of the Lendersa® USDA loan calculator to balance the current leading rates of USDA against FHA, and accordingly figure out the required income, credit score, reserves, and documents needed for qualification. Our innovative mortgage calculator allows for a direct comparison of USDA, FHA, Conforming, and VA loans side by side. This facilitates your decision regarding which program might be most beneficial for your financial situation in .

Examine offers from 100 unique lenders

Comprehensive loan limits and down payment requirements for 2026 in Clifton, county of Greenlee, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Clifton, AZ

Lendersa® is committed to assisting you in obtaining the finest USDA or FHA loan swiftly and with minimal difficulty. Opt for one of three starting points designed to connect you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all. This feature makes it particularly attractive to potential homebuyers in qualifying rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Clifton Lenders

  • Cochise Credit Union
  • 170 N. Haskell, Willcox, AZ, 85643
  • Lends in Arizona
  • Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,

  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • Lends in Arizona
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives

  • Ray Federal Credit Union
  • 112 Williams Lane, Kearny, AZ, 85137
  • Lends in Arizona
  • Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.

  • Lending Arizona, LLC
  • 3531 North Pantano Road, Tucson, AZ, 85750
  • Lends in Arizona
  • Lending Arizona, LLC Full Service Mortgage Broker-Lending Arizona LLC is a full service mortgage broker serving the Tucson, AZ area. For over 15 years lending Arizona, llc has been helping simplify the home mortgage loan process from start to finish. We have the tools to help you find the right mortgage rate, loan.

  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Lends in Arizona
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.

  • Westar Mortgage & Realty
  • 1775 W Wimbledon Way, Tucson, AZ, 85737
  • Lends in Arizona
  • WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.

  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • Lends in Arizona
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.

    Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.

  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
  • Lends in Arizona
  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • HORIZON FINANCIAL CENTER
  • 6842 E Tanque Verde, Suite E, Tucson, AZ, 85715
  • Lends in Arizona
  • We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents