USDA and FHA Pro and Con in Safford, Graham County, AZ

In 2026, the USDA loan maximum for Safford, in Graham, AZ, is $336,500, whereas the FHA maximum for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Safford, Graham, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Paths in Safford, AZ

Lendersa® is focused on obtaining the ideal USDA or FHA loan for you quickly and easily. Begin by choosing one of three ways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan matching results

What is a USDA Loan in AZ?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ERIC MOBLEY REALTY
  • 5803 Bowcroft St UNIT 3, Los Angeles, CA, 90016
  • Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions

  • Riviera Mortgage Group
  • 1845 S. Elena Avenue, Redondo Beach, CA, 90277
  • Susan Jensen Martz, owner of Riviera Mortgage Group, has been in real estate financing for 25 years. Her knowledge and expertise in packaging a loan and finding the best mortgage option for her client has been her top priority throughout her career. Whether it’s a simple refinance or a multi faceted deal, she has the avenues to get a loan funded.

  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.

  • PacificOne
  • 250 N Harbor Drive, Suite 315, Redondo Beach, CA, 90277
  • PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you. Family owned and operated since 2001. At any point, feel free to e-mail or call us regarding any questions you may have.

  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience.
    We cater to those seeking a long-term relationship and who value expertise with a disciplined,"

  • California Brokers
  • 1201 N Catalina Ave, Suite 4275, Redondo Beach, CA, 90277
  • A full Service provider of Real Estate Sales/Purchases, Leasing and Brokerage in most of Southern California, Central California and Northern California. Experts in Real Estate Contracts and Negotiations, Premium High-End Custom Homes and Specialized Knowledge in Construction, Interior Design, and Remodels.

  • Beach City Brokers
  • 200 South Pacific Coast Hwy, Redondo Beach, CA, 90277
  • Beach City Brokers was established in 1998, with offices located in Redondo Beach and El Segundo, serving local homeowners throughout the South Bay area. We're a family owned business that prides itself on integrity and hard work. We hire and work with a team of agents who are licensed.

  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.

  • South Bay Equity Lending
  • 1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
  • South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.

  • California Home Financial
  • 200 South Pacific Coast Highway, Redondo Beach, CA, 90277
  • California Home Financial is a real estate company based out of 200 S Pacific Coast Hwy With a history of integrity & quality California Home Financial is the place where you can find the best possible mortgage solutions to meet your needs. Helping you find the best mortgage options for your situation. We want to make acquiring a mortgage simple.