USDA Vs. FHA your options comparison in Alhambra, Los Angeles County, CA
For the year 2025, within Alhambra, located in the county of Los Angeles, CA, the USDA loan limit is set at $776,600; whereas the FHA loan limit for a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze and compare current USDA versus FHA rates comprehensively. Determine the requisite income, credit score, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This comparison aids in choosing the most suitable program in for your unique financial circumstances.
Details of 2025 Loan Limits and Downpayment Requirements in Alhambra, Los Angeles County, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Diverse USDA and FHA Loan Alternatives in Alhambra, CA
The primary aim of Lendersa® is to ensure you obtain the most appropriate USDA or FHA loan swiftly and easily. You can choose from three initial paths leading to lender matching and USDA program selection.
The USDA home loan, backed by the United States Department of Agriculture, also known as USDA rural development loan or mortgage, is restricted to rural neighborhoods. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all, providing a cost-effective option for rural homebuyers.
Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
4800 North Harlem Avenue, Harwood Heights, IL, 60656
Parkway Bank and Trust Co. is a locally owned and operated financial institution offering a wide array of financial products and services. Committed to growth and consistently offering the best in customer service, Parkway Bank and Trust Co. continues to be a community leader in banking.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
