For the year 2026, within Alhambra, located in the county of Los Angeles, CA, the USDA loan limit is set at $776,600; whereas the FHA loan limit for a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze and compare current USDA versus FHA rates comprehensively. Determine the requisite income, credit score, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This comparison aids in choosing the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The primary aim of Lendersa® is to ensure you obtain the most appropriate USDA or FHA loan swiftly and easily. You can choose from three initial paths leading to lender matching and USDA program selection.
The USDA home loan, backed by the United States Department of Agriculture, also known as USDA rural development loan or mortgage, is restricted to rural neighborhoods. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all, providing a cost-effective option for rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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