USDA Vs. FHA your options comparison in Alhambra, Los Angeles County, CA
For the year 2025, within Alhambra, located in the county of Los Angeles, CA, the USDA loan limit is set at $776,600; whereas the FHA loan limit for a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze and compare current USDA versus FHA rates comprehensively. Determine the requisite income, credit score, reserves, and documentation needed to qualify. Through our sophisticated mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans. This comparison aids in choosing the most suitable program in for your unique financial circumstances.
Details of 2025 Loan Limits and Downpayment Requirements in Alhambra, Los Angeles County, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Diverse USDA and FHA Loan Alternatives in Alhambra, CA
The primary aim of Lendersa® is to ensure you obtain the most appropriate USDA or FHA loan swiftly and easily. You can choose from three initial paths leading to lender matching and USDA program selection.
The USDA home loan, backed by the United States Department of Agriculture, also known as USDA rural development loan or mortgage, is restricted to rural neighborhoods. Unlike FHA loans, which mandate a down payment of at least 3.5%, the USDA mortgage requires no down payment at all, providing a cost-effective option for rural homebuyers.
Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126
FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
3545 South Platte River Drive, Suite A, Englewood, CO, 80110
Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
